1913 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1913 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,664 sqft · built 2024
Lot Size	0.345 acres (15,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2022)
Tax Bill	$22,063 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10157-4175-9`

Property Details

APN / Parcel Number

Primary APN	`10157-4175-9`
Alternative APN	`3418181015741759`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,664 sqft Living Area
Gross Area	4,660 sqft
1st Floor Area	3,664 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	15,013 sqft (0.345 acres)
Lot Width	101 ft Width
View / Lot	River
Garage Type	Attached
Garage Area	804 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1913 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 235 SANCTUARY COVE PI#10157.4175/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	235
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1913 4TH ST E, PALMETTO, FL 34221-2478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORMANDY CORPORATION
Jul 28, 2022	Special Warranty Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	202297259
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1913 4TH ST E, PALMETTO, FL 34221-2478
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 4TH ST E, PALMETTO, FL 34221-2478

Mortgage

Document Number	0041104901
Date	Oct 14, 2024
Instrument	202441104901

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1913 4TH ST E, PALMETTO, FL 34221-2478
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6615 BOBBY JONES CT, PALMETTO, FL 34221-6635

Mortgage

Document Number	0041133427
Date	Dec 18, 2023
Instrument	202341133427

Lender

Name	NORMANDY CORPORATION
Type	Non-Lending Institution
Address	ROCHESTER, NY 14607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 28, 2022
Property Address	1913 4TH ST E, PALMETTO, FL 34221-2478
Document Number	0041097259
Map Reference	MB 54 PG 71
Instrument Date	Jul 28, 2022
Instrument	202241097259
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JONES RD, NEWPORT NEWS, VA 23601-3204

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,078,213 (-0.62%) Land $408,000 Building $670,213	$1,078,213 (-0.62%) Land $408,000 Building $670,213
2025	$22,063.00 (+128.61%)	$1,084,983 (+165.93%) Land $408,000 Building $676,983	$1,084,983 (+165.93%) Land $408,000 Building $676,983
2024	$9,651.00 (-1.45%)
2023	$9,793.00 (+99.78%)	$408,000 (+2%) Land $408,000	$408,000 (+2%) Land $408,000
2022	$4,902.00	$400,000 Land $400,000	$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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