1918 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1918 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,327 sqft · built 2023
Lot Size	0.345 acres (15,037 sqft)
Owner	2 Company Names on File
Last Sale	$260,000 (Nov 2021)
Tax Bill	$20,629 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10157-3965-9`

Property Details

APN / Parcel Number

Primary APN	`10157-3965-9`
Alternative APN	`3418181015739659`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,327 sqft Living Area
Gross Area	5,111 sqft
1st Floor Area	798 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,037 sqft (0.345 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	725 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1918 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 193 SANCTUARY COVE PI#10157.3965/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	193
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records · APN 10157-3965-9

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1918 4TH ST E, PALMETTO, FL 34221-2477
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 09, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 01, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Deed Document Number	2021145224
Last Transfer Date	Jan 16, 2026
Transfer Doc	0000008274
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jan 26, 2026
Property Address	1918 4TH ST E, PALMETTO, FL 34221-2477
Document Number	0041008274
Map Reference	MB 54 PG 71
Instrument Date	Jan 16, 2026
Instrument	202641008274
Transaction Type	Transfer
Record Updated	Feb 09, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1918 4TH ST E, PALMETTO, FL 34221-2477

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1918 4TH ST E, PALMETTO, FL 34221-2477

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1918 4TH ST E, PALMETTO, FL 34221-2477
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 4TH ST E, PALMETTO, FL 34221-2477

Mortgage

Document Number	0041147271
Date	Dec 09, 2025
Instrument	202541147271

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 08, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 01, 2021
Property Address	1918 4TH ST E, PALMETTO, FL 34221-2477
Document Number	0041145224
Map Reference	MB 54 PG 71
Instrument Date	Oct 29, 2021
Instrument	202141145224
Transaction Type	Construction Loan
Record Updated	Feb 02, 2023
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11704 CORK BLARNEY LOOP, RIVERVIEW, FL 33579-3200

Mortgage

Document Number	0041145225
Date	Nov 01, 2021
Instrument	202141145225

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,629.00 (-3.75%)	$1,040,629 (+353.43%) Land $276,250 Building $764,379	$1,040,629 (+353.43%) Land $276,250 Building $764,379
2024	$21,433.00 (+270.04%)
2023	$5,792.00 (+4.85%)	$229,500 (+2%) Land $229,500	$229,500 (+2%) Land $229,500
2022	$5,524.00	$225,000 Land $225,000	$225,000 Land $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 32 locations within half a mile of this property.

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