1905 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1905 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,876 sqft · built 2024
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Company Names on Record
Last Sale	$2,800,000 (Aug 2026)
Tax Bill	$26,292 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2022 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`10157-4165-9`

Property Details

APN / Parcel Number

Primary APN	`10157-4165-9`
Alternative APN	`3418181015741659`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,876 sqft Living Area
Gross Area	5,310 sqft
1st Floor Area	3,876 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,384 sqft (0.445 acres)
View / Lot	River
Garage Type	Attached
Garage Area	762 sqft
Pool Area	275 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1905 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 233 SANCTUARY COVE PI#10157.4165/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	233
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1905 4TH ST E, PALMETTO, FL 34221-2478
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer PREFERRED SETTLEMENT SERVICES
Oct 3, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Nov 20, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 16, 2022	Special Warranty Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	202696966
Prior Transfer Date	Nov 14, 2023
Prior Transfer Doc	0000123842
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 21, 2026
Property Address	1905 4TH ST E, PALMETTO, FL 34221-2478
Document Number	0000096966
Instrument Date	Aug 17, 2026
Instrument	202696966
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	PREFERRED SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,979,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1905 4TH ST E, PALMETTO, FL 34221-2478

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1905 4TH ST E, PALMETTO, FL 34221-2478
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 RIVIERA DUNES WAY 302, 302, PALMETTO, FL 34221-7141

Mortgage

Document Number	0041121127
Date	Oct 3, 2022
Instrument	202241121127

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Nov 20, 2023
Property Address	1905 4TH ST E, PALMETTO, FL 34221-2478
Document Number	0041123842
Map Reference	MB 54 PG 71
Instrument Date	Nov 14, 2023
Instrument	202341123842
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 8TH AVE E, PALMETTO, FL 34221-4262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 8TH AVE E, PALMETTO, FL 34221-4262

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 16, 2022
Property Address	1905 4TH ST E, PALMETTO, FL 34221-2478
Document Number	0041021442
Map Reference	MB 54 PG 71
Instrument Date	Feb 14, 2022
Instrument	202241021442
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7303 WESTMINSTER CT, UNIVERSITY PARK, FL 34201-2342

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,254,739 (-0.69%) Land $469,200 Building $785,539	$1,254,739 (-0.69%) Land $469,200 Building $785,539
2025	$26,292.00 (+143.51%)	$1,263,397 (+169.27%) Land $469,200 Building $794,197	$1,263,397 (+169.27%) Land $469,200 Building $794,197
2024	$10,797.00 (-1.49%)
2023	$10,960.00 (+3.09%)	$469,200 (+2%) Land $469,200	$469,200 (+2%) Land $469,200
2022	$10,631.00	$460,000 Land $460,000	$460,000 Land $460,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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