1912 Flats Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 1912 Flats Rd, Cunningham, TN 37052

Property Summary

Property TypeSingle Family Home
Details1,475 sqft · built 2025
Lot Size2.67 acres (116,305 sqft)
Owner2 Individual Names on File
Last Sale$384,900 (Jan 2026)
Tax Bill$2,680 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN141 86.05 20141

Property Details

APN / Parcel Number

Primary APN141 86.05 20141
Alternative APN
  • 141 08605 00020141

Interior

Building Area1,475 sqft Living Area
1st Floor Area685 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area116,305 sqft (2.67 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1912 FLATS RD
CityCUNNINGHAM
StateTN
Zip37052-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal SubdivisionTHE FLATS
Legal Lot Number5
JurisdictionMONTGOMERY TN
Township / Civil Division6
Census Block Group2
Census Block2052
Census Tract101701

Owner

1912 Flats Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Montgomery County records, as of May 5, 2026

Owner of Record2 Individual Names on File
Mailing Address1912 FLATS RD, CUNNINGHAM, TN 37052-2002
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2026 · Amount on File
Deed SaleJan 22, 2026 · Amount on File
Deed Document Number20261530104
Deed Book / Page2474 / 753
Prior Transfer DateDec 19, 2025
Prior Transfer Doc0001527351
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateJan 22, 2026
Property Address1912 FLATS RD, CUNNINGHAM, TN 37052-2002
Document Number002474/753
Book / Page2474 / 753
Map ReferenceMB M PG 35
Instrument DateJan 21, 2026
Instrument1530104
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 5, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1912 FLATS RD, CUNNINGHAM, TN 37052-2002

Mortgage

Document Number0001530105
DateJan 22, 2026
Instrument1530105
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1912 Flats Rd was $2,680, up 340.1% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,680.00 (+340.07%)$87,325 (+328.06%)$349,300 (+328.06%) Land $81,600 Building $267,700
2024$609.00$20,400$81,600 Land $81,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1912 Flats Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1912 Flats Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUNNINGHAM UTILITY DISTRICT
serves 16,068 people · EPA ID TN0000167
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumberland Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Flats Rd

Nearby Streets

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