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1888 Flats Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 1888 Flats Rd, Cunningham, TN 37052

Property Summary

Property TypeSingle Family Home
Details2,275 sqft · built 2025
Lot Size2.28 acres (99,317 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Mar 2026)
Tax Bill$3,171 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Dec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN141 86.08 20141

Property Details

APN / Parcel Number

Primary APN141 86.08 20141
Alternative APN
  • 141 08608 00020141

Interior

Building Area2,275 sqft Living Area
1st Floor Area1,577 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area99,317 sqft (2.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1888 FLATS RD
CityCUNNINGHAM
StateTN
Zip37052-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal SubdivisionTHE FLATS
Legal Lot Number8
JurisdictionMONTGOMERY TN
Township / Civil Division6
Census Block Group2
Census Block2052
Census Tract101701

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1888 FLATS RD, CUNNINGHAM, TN 37052-2000
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Warranty Deed, Subdivision Related Transfer · VA Mortgage
GUARANTEED RATE INC
Dec 29, 2025Intrafamily Transfer, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2026 · Amount on Record
Deed SaleMar 5, 2026 · Amount on Record
Deed Document Number20261534980
Deed Book / Page2479 / 4036
Prior Transfer DateDec 22, 2025
Prior Transfer Doc02471/1557
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateMar 5, 2026
Property Address1888 FLATS RD, CUNNINGHAM, TN 37052-2000
Document Number02479/4036
Book / Page2479 / 4036
Map ReferenceMB M PG 35
Instrument DateMar 3, 2026
Instrument1534980
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 5, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1888 FLATS RD, CUNNINGHAM, TN 37052-2000
InvestorPossibly a Property Investor

Mortgage

Document Number0001534981
DateMar 5, 2026
Instrument1534981
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY TN
Recording DateDec 29, 2025
Property Address1888 FLATS RD, CUNNINGHAM, TN 37052-2000
Document Number02471/1557
Book / Page2471 / 1557
Map ReferenceMB M PG 35
Instrument DateDec 22, 2025
Instrument1527526
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 INDUSTRIAL DR, CLARKSVILLE, TN 37040-6038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,171.00 (+443.91%)$103,300 (+429.07%)$413,200 (+429.07%) Land $78,100 Building $335,100
2024$583.00$19,525$78,100 Land $78,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUNNINGHAM UTILITY DISTRICT
serves 16,068 people · EPA ID TN0000167
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumberland Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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