Montgomery County property record for 1896 Flats Rd, Cunningham, TN 37052 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,015 sqft Living Area |
| Lot Size | 123,710 sqft (2.84 acres) |
| Garage | 483 sqft |
| Tax Bill | $3,667.00 (2025) |
| Primary APN | 141 86.07 20141 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,015 sqft Living Area |
| 1st Floor | 1,177 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 123,710 sqft (2.84 acres) |
| Garage Area | 483 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1896 FLATS RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-2000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | THE FLATS |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2052 |
| Census Tract | 101701 |
Source: Montgomery County records · APN 141 86.07 20141
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage F & M BANK |
| Jul 19, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FORTERA FCU |
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU |
| Jan 26, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FORTERA FCU |
| Dec 30, 2022 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1896 FLATS RD, CUNNINGHAM, TN 37052-2000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 184 INDUSTRIAL DR, CLARKSVILLE, TN 37040-6038 |
| Document Number | 02254/2201 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 2254/2201 |
| Instrument | 1399133 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 13, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1896 FLATS RD, CUNNINGHAM, TN 37052-2000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02312/2464 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 2312/2464 |
| Instrument | 1430398 |
| Name | FORTERA FCU |
|---|---|
| Type | Credit Union |
| Address | CLARKSVILLE, TN 37040 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 122 Months |
| Due | Sep 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1896 FLATS RD, CUNNINGHAM, TN 37052-2000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1896 FLATS RD, CUNNINGHAM, TN 37052-2000 |
| Document Number | 02330/1491 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 2330/1491 |
| Instrument | 1439939 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Nov 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 12.2% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1896 FLATS RD, CUNNINGHAM, TN 37052-2000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02346/2716 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 2346/2716 |
| Instrument | 1449038 |
| Name | FORTERA FCU |
|---|---|
| Type | Credit Union |
| Address | CLARKSVILLE, TN 37040 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 122 Months |
| Due | Mar 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 30, 2022 |
| Property Address | 1896 FLATS RD, CUNNINGHAM, TN 37052-2000 |
| Document Number | 02272/1994 |
| Book / Page | 2272 / 1994 |
| Map Reference | MB M PG 35 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 1408978 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1896 FLATS ROAD, CUNNINGHAM, TN 37052-2000 |
| Document Number | 0001408979 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 1408979 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Montgomery County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,667.00 | $119,475 | $477,900 Land $83,300 Building $394,600 |
Source: FEMA National Flood Hazard Layer, Montgomery County (47125C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures