Hamilton County property record for 1911 E 12th St, Chattanooga, TN 37404
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1930 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $555,000 (Aug 2025) |
| Tax Bill | $265 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Aug 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O S 013 |
| Primary APN | 146O S 013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,425 sqft (0.17 acres) |
| Lot Dimensions | 135 ft deep x 55 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 1911 E 12TH ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4402 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R2 |
| Legal Description | LT 6 BLK 28 BERRYS AMENDED ADDN PB 5 PG 28 |
| Legal Subdivision | BERRYS AMENDED ADDN |
| Legal Block | 28 |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1911 E 12TH ST, CHATTANOOGA, TN 37404-4402 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 3, 2025 | Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST |
| Aug 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Mar 3, 2025 | Warranty Deed, Transfer · Non-Conforming Investor Loan CEDARSTONE BANK |
| Dec 13, 2024 | Warranty Deed, Transfer · Line of Credit CEDARSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Mar 3, 2025 · Amount on Record |
| Deed Document Number | 2025183 |
| Deed Book / Page | 14027 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1911 E 12TH ST, CHATTANOOGA, TN 37404-4402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3080 LEEVILLE PIKE, LEBANON, TN 37090-8077 |
| Document Number | 0000000093 |
|---|---|
| Date | Mar 3, 2025 |
| Book Page | 13849/928 |
| Instrument | 2025030300093 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 26, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 28, 2025 |
| Property Address | 1911 E 12TH ST, CHATTANOOGA, TN 37404-4402 |
| Document Number | 0000000183 |
| Book / Page | 14027 / 344 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025082800183 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,053.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1911 E 12TH ST, CHATTANOOGA, TN 37404-4402 |
| Document Number | 0014027347 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 14027/347 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 3, 2025 |
| Property Address | 1911 E 12TH ST, CHATTANOOGA, TN 37404-4402 |
| Document Number | 0000000263 |
| Book / Page | 13850 / 995 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Dec 6, 2024 |
| Instrument | 2025030300263 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | BIRTHRIGHT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3080 LEEVILLE PIKE, LEBANON, TN 37090-8077 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000264 |
|---|---|
| Date | Mar 3, 2025 |
| Book Page | 13851/1 |
| Instrument | 2025030300264 |
| Name | CEDARSTONE BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Dec 15, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 13, 2024 |
| Property Address | 1911 E 12TH ST, CHATTANOOGA, TN 37404-4402 |
| Document Number | 0000000066 |
| Book / Page | 13787 / 628 |
| Map Reference | MB 5 PG 28 |
| Instrument Date | Dec 6, 2024 |
| Instrument | 2024121300066 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | BIRTHRIGHT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3080 LEEVILLE PIKE, LEBANON, TN 37090-8077 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000067 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 2024121300067 |
| Name | CEDARSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Oct 15, 2029 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265.00 (-49.43%) | $17,500 (-25.37%) | $70,000 (-25.37%) Land $70,000 |
| 2024 | $524.00 | $23,450 (-) | $93,800 (-) Land $40,000 Building $53,800 |
| 2023 | $524.00 | $23,450 (-) | $93,800 (-) Land $40,000 Building $53,800 |
| 2022 | $524.00 | $23,450 | $93,800 Land $40,000 Building $53,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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