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1908 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1908 E 12th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,024 sqft · built 1930
Lot Size0.146 acres (6,375 sqft)
OwnerCompany Name on File
Last Sale$300,000 (May 2024)
Tax Bill$1,171 (2025)
Deeds & MortgagesJul 2025 Transfer
May 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN146O S 011

Property Details

APN / Parcel Number

Primary APN146O S 011
Alternative APN
  • 0000077452

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,375 sqft (0.146 acres)
Lot Dimensions127 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077452
Old Parcel Number146O S011
Street Address1908 E 12TH ST
CityCHATTANOOGA
StateTN
Zip37404-4401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 BLK 27 BERRYS AMENDED ADDN PB 5 PG 28
Legal SubdivisionBERRYS AMENDED ADDN
Legal Block27
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2032
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address40 BURTON HILLS BLVD STE 300, 300, NASHVILLE, TN 37215-6292
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Quit Claim Deed, Transfer
Quitclaim
May 23, 2024Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Aug 11, 2017Warranty Deed, Transfer · ARM
TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Prior SaleMay 23, 2024 · Amount on Record
Deed Document Number0000000137
Deed Book / Page13600 / 311
Last Transfer DateJul 31, 2025
Transfer Doc0000000015
Record UpdatedJun 8, 2026

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJul 31, 2025
Property Address1908 E 12TH ST, CHATTANOOGA, TN 37404-4401
Document Number0000000015
Book / Page13998 / 865
Map ReferenceMB 5 PG 28
Instrument DateJul 24, 2025
Instrument2025073100015
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BURTON HILLS BLVD STE 300, 300, NASHVILLE, TN 37215-6292

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 23, 2024
Property Address1908 E 12TH ST, CHATTANOOGA, TN 37404-4401
Document Number0000000137
Book / Page13600 / 311
Map ReferenceBK 5 PG 28
Instrument DateMay 22, 2024
Instrument2024052300137
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2919 BERRY HILL DR, NASHVILLE, TN 37204-3126

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 11, 2017
Property Address1908 E 12TH ST, CHATTANOOGA, TN 37404-4401
Document Number0000000212
Book / Page11127 / 198
Map ReferenceMB5 PG28
Instrument DateAug 9, 2017
Instrument2017081100212
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyFOUNDATION TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$425.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 E 12TH ST, CHATTANOOGA, TN 37404-4401

Mortgage

Document Number0000000213
DateAug 11, 2017
Instrument2017081100213
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,171.00 (+72.97%)$77,275 (+155.03%)$309,100 (+155.03%) Land $70,000 Building $239,100
2024$677.00$30,300 (-)$121,200 (-) Land $40,000 Building $81,200
2023$677.00$30,300 (-)$121,200 (-) Land $40,000 Building $81,200
2022$677.00$30,300$121,200 Land $40,000 Building $81,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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