Hamilton County property record for 2003 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,722 sqft · built 1925 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Oct 2025) |
| Tax Bill | $1,313 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O W 042 |
| Primary APN | 146O W 042 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 125 ft deep x 53 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077578 |
|---|---|
| Street Address | 2003 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 4 BLK 4 SPRING GROVE ADDN PB 2 PG 6 |
| Legal Subdivision | SPRING GROVE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 4, 2018 | Warranty Deed, Transfer · Line of Credit QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Aug 30, 2024 · Amount on Record |
| Deed Document Number | 2025167 |
| Deed Book / Page | 14090 / 976 |
| Prior Transfer Date | Apr 2, 2013 |
| Prior Transfer Doc | 0000000076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 29, 2025 |
| Property Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000167 |
| Book / Page | 14090 / 976 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025102900167 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | JONES TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,406.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0014090979 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 14090/979 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 30, 2024 |
| Property Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000150 |
| Book / Page | 13692 / 850 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Aug 27, 2024 |
| Instrument | 2024083000150 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000151 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 2024083000151 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0424000162 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2003 E 12TH ST CHATTANOOGA TN 374044404, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0424000162 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 011980/000071 |
| Instrument | 200424000162 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 4, 2018 |
| Property Address | 2003 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000096 |
| Book / Page | 011310 / 000858 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3017 WESTERLY DR FRANKLIN TN 370678594, FRANKLIN, TN 37067-8594 |
| Document Number | 97 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 011310/000861 |
| Instrument | 97 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,313.00 (+17.97%) | $86,650 (+74.17%) | $346,600 (+74.17%) Land $70,000 Building $276,600 |
| 2024 | $1,113.00 | $49,750 (-) | $199,000 (-) Land $40,000 Building $159,000 |
| 2023 | $1,113.00 | $49,750 (-) | $199,000 (-) Land $40,000 Building $159,000 |
| 2022 | $1,113.00 | $49,750 | $199,000 Land $40,000 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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