19107 E 28th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 19107 E 28th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1983
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$2,747 (2024)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-810-24-03`

Property Details

APN / Parcel Number

Primary APN	`25-810-24-03`
Alternative APNs	`25810240300000001` `771892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	3,514 sqft
1st Floor Area	1,535 sqft
Basement Area	1,505 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	364 sqft
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	771892
Old Parcel Number	25810240300000001
Street Address	19107 E 28TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE WOODS EAST---LOT 327
Legal Range	31
Legal Township	49
Legal Section	17
Legal Subdivision	CASTLE WOODS EAST
Legal Lot Number	327
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1021
Census Tract	14702

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19107 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
May 28, 2019	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019
Deed Sale	May 28, 2019
Deed Document Number	2019E0039063
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19107 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1671
Document Number	0000E98157
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19107 E 28TH TERRACE CT S INDEPENDENCE MO 640571671, INDEPENDENCE, MO 64057-1671

Mortgage

Document Number	0000E98157
Date	Oct 21, 2020
Instrument	98157E

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 28, 2019
Property Address	19107 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1671
Document Number	0000E39063
Instrument Date	May 23, 2019
Instrument	39063E
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19107 E 28TH TERRACE CT S INDEPENDENCE MO 640571671, INDEPENDENCE, MO 64057-1671
Investor	Possibly a Property Investor

Mortgage

Document Number	E39232
Date	May 28, 2019
Instrument	39232E

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,597 (+15%) Land $7,245 Building $38,352	$239,980 (+15%)
2024	$2,747.00 (+2.35%)
2023	$2,684.00	$39,650 Land $5,805 Building $33,845	$208,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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