19104 E 28th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 19104 E 28th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,125 sqft · built 1986
Lot Size	0.491 acres (21,403 sqft)
Owner	Individual Name on Record
Tax Bill	$3,954 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-810-24-06`

Property Details

APN / Parcel Number

Primary APN	`25-810-24-06`
Alternative APNs	`25-810-24-06-00-0-00-000` `25810240600000001` `771895`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,125 sqft Living Area
1st Floor Area	780 sqft
Basement Area	990 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,403 sqft (0.491 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771895
Street Address	19104 E 28TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-1670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLEWOOD EAST LOT 331
Legal Subdivision	CASTLEWOODS EAST
Legal Block	1
Legal Lot Number	331
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1021
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19104 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
May 7, 2018	Warranty Deed, Transfer PLATINUM TITLE LLC
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2024
Deed Sale	Aug 21, 2024
Prior Sale	Aug 7, 2019
Deed Document Number	202456215
Prior Transfer Date	Aug 8, 2024
Prior Transfer Doc	00E0056215
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19104 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1670
Document Number	0000E39866
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19104 E 28TH TERRACE CT S INDEPENDENCE MO 640571670, INDEPENDENCE, MO 64057-1670

Mortgage

Document Number	0000E39866
Date	May 30, 2019
Instrument	39866E

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19104 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1670
Document Number	0000E39923
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	CONTINENTAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5512 NW DOWNING ST BLUE SPRINGS MO 640152319, BLUE SPRINGS, MO 64015-2319

Mortgage

Document Number	0000E39923
Date	May 9, 2018
Instrument	39923E

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 7, 2018
Property Address	19104 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1670
Document Number	0000E39657
Instrument Date	Apr 18, 2018
Instrument	39657E
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	PLATINUM TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19104 E 28TH TERRACE CT S INDEPENDENCE MO 640571670, INDEPENDENCE, MO 64057-1670

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19104 E 28TH TERRACE CT S, INDEPENDENCE, MO 64057-1670
Document Number	0000E18644
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19104 E 28TH TERRACE CT S INDEPENDENCE MO 640571670, INDEPENDENCE, MO 64057-1670

Mortgage

Document Number	0000E18644
Date	Mar 1, 2017
Instrument	18644E

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,334 (-) Land $8,596 Building $46,738	$291,230 (-)
2025	$3,954.00 (+18.63%)	$55,334 (+15%) Land $8,596 Building $46,738	$291,230 (+15%)
2024	$3,333.00 (+2.33%)
2023	$3,257.00	$48,118 Land $5,875 Building $42,243	$253,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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