16430 E 28th Ter Ct S, Independence, MO 64055 Property Records

Jackson County property record for 16430 E 28th Ter Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1973
Lot Size	0.268 acres (11,690 sqft)
Owner	Company Name on Record
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-920-04-04`

Property Details

APN / Parcel Number

Primary APN	`25-920-04-04`
Alternative APNs	`25-920-04-04-00-0-00-000` `25920040400000001` `773482`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	800 sqft
Basement Area	1,400 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,690 sqft (0.268 acres)
Lot Dimensions	118 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773482
Street Address	16430 E 28TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 520
Legal Subdivision	GLENDALE GARDENS
Legal Block	2
Legal Lot Number	520
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH HOME LOANS INC
Mar 24, 2023	Intrafamily Transfer, Transfer
Mar 1, 2021	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO
Jun 19, 2018	Warranty Deed, Transfer UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021
Deed Sale	Mar 1, 2021
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2021E21749
Last Transfer Date	Mar 13, 2023
Transfer Doc	00E0020715
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225
Transaction Type	Mortgage
Record Updated	Mar 30, 2023
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0022830
Date	Mar 3, 2021
Instrument	2021E0022830

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Mar 24, 2023
Property Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225
Document Number	00E0020715
Instrument Date	Mar 13, 2023
Instrument	2023E0020715
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 1, 2021
Property Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225
Document Number	00E0021749
Instrument Date	Feb 25, 2021
Instrument	2021E0021749
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 19, 2018
Property Address	16430 E 28TH TERRACE CT S, INDEPENDENCE, MO 64055-2225
Document Number	0000E53033
Instrument Date	Jun 14, 2018
Instrument	53033E
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16430 E 28TH TERRACE CT S INDEPENDENCE MO 640552225, INDEPENDENCE, MO 64055-2225

Mortgage

Document Number	E53034
Date	Jun 19, 2018
Instrument	53034E

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,204 (-) Land $5,670 Building $34,534	$211,600 (-)
2025	$2,873.00 (+10.67%)	$40,204 (+7.29%) Land $5,670 Building $34,534	$211,600 (+7.29%)
2024	$2,596.00 (+2.33%)
2023	$2,537.00	$37,472 Land $4,410 Building $33,062	$197,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on E 28th Ter Ct S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures