1910 Willoughby Ln, Joliet, IL 60431 Property Records

Kendall County property record for 1910 Willoughby Ln, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,368 sqft · built 2006
Lot Size	0.225 acres (9,791 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (May 2019)
Tax Bill	$8,494 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-304-002`

Property Details

APN / Parcel Number

Primary APN	`06-35-304-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	2,368 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,791 sqft (0.225 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1910 WILLOUGHBY LN
City	JOLIET
State	IL
Zip	60431-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136 WINDSOR RIDGE SUB UNIT 1 CITY OF JOLIET
Legal Subdivision	WINDSOR RIDGE SUB
Legal Lot Number	136
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	3
Census Block	3014
Census Tract	890702

Owner

1910 Willoughby Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1910 WILLOUGHBY LN, JOLIET, IL 60431-7817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
May 7, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Apr 11, 2007 · Amount on File
Deed Document Number	20195590
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1910 WILLOUGHBY LN, JOLIET, IL 60431-7817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000593
Date	Jan 8, 2021
Instrument	202100000593

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1910 WILLOUGHBY LN, JOLIET, IL 60431-7817
Document Number	0000000200
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1910 WILLOUGHBY LN SHOREWOOD IL 604317817, SHOREWOOD, IL 60431-7817

Mortgage

Document Number	0000000200
Date	Jan 8, 2020
Instrument	200

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 7, 2019
Property Address	1910 WILLOUGHBY LN, JOLIET, IL 60431-7817
Document Number	0000005590
Instrument Date	Apr 6, 2019
Instrument	5590
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5310 SUNMEADOW DR PLAINFIELD IL 605867587, PLAINFIELD, IL 60586-7587

Mortgage

Document Number	5591
Date	May 7, 2019
Instrument	5591

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,003 (+22.91%) Land $16,000 Building $110,003	$378,009 (+22.91%) Land $48,000 Building $330,009
2024	$8,494.00
2022		$102,517 Land $14,003 Building $88,514	$307,551 Land $42,009 Building $265,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1910 Willoughby Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1910 Willoughby Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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