1907 Willoughby Ln, Joliet, IL 60431 Property Records

Kendall County property record for 1907 Willoughby Ln, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,046 sqft · built 2018
Lot Size	0.21 acres (9,153 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Aug 2024)
Tax Bill	$7,902 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-303-012`

Property Details

APN / Parcel Number

Primary APN	`06-35-303-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	2,046 sqft
Basement Area	996 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,153 sqft (0.21 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1907 WILLOUGHBY LN
City	JOLIET
State	IL
Zip	60431-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 WINDSOR RIDGE SUB UNIT 1 CITY OF JOLIET
Legal Subdivision	WINDSOR RIDGE SUB
Legal Lot Number	142
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	3
Census Block	3019
Census Tract	890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 LAKE POINTE CT, PLAINFIELD, IL 60586-5902
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 15, 2019	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Apr 10, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20249534
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1907 WILLOUGHBY LN, JOLIET, IL 60431-7818
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005424
Date	Mar 2, 2021
Instrument	202100005424

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1907 WILLOUGHBY LN, JOLIET, IL 60431-7818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017935
Date	Nov 26, 2019
Instrument	201900017935

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate	3.37%

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 15, 2019
Property Address	1907 WILLOUGHBY LN, JOLIET, IL 60431-7818
Document Number	0000002966
Map Reference	DOC2010000013570
Instrument Date	Feb 15, 2019
Instrument	201900002966
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1907 WILLOUGHBY LN, JOLIET, IL 60431-7818

Mortgage

Document Number	0000002967
Date	Mar 15, 2019
Instrument	201900002967

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 10, 2018
Property Address	1907 WILLOUGHBY LN, JOLIET, IL 60431-7818
Document Number	0000004748
Instrument Date	Mar 26, 2018
Instrument	4748
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$525.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1141 E MAIN ST #108 EAST DUNDEE IL 601182440, 108, EAST DUNDEE, IL 60118-2440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,762 (+33.81%) Land $16,000 Building $106,762	$368,286 (+33.81%) Land $48,000 Building $320,286
2024	$7,902.00
2022		$91,743 Land $14,003 Building $77,740	$275,229 Land $42,009 Building $233,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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