Kendall County property record for 1906 Willoughby Ln, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,926 sqft · built 2006 |
| Lot Size | 0.225 acres (9,789 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Feb 2018) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-304-004 |
| Primary APN | 06-35-304-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,926 sqft Living Area |
| Gross Area | 4,810 sqft |
| 1st Floor Area | 2,926 sqft |
| Basement Area | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,789 sqft (0.225 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1906 WILLOUGHBY LN |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-7817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 134 WINDSOR RIDGE SUB UNIT 1 CITY OF JOLIET |
| Legal Subdivision | WINDSOR RIDGE SUB |
| Legal Lot Number | 134 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | NA-AU-SAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 890702 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1906 WILLOUGHBY LN, JOLIET, IL 60431-7817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 23, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on Record |
| Deed Sale | Feb 23, 2018 · Amount on Record |
| Prior Sale | Mar 14, 2007 · Amount on Record |
| Deed Document Number | 20182519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1906 WILLOUGHBY LN, JOLIET, IL 60431-7817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019837 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 202000019837 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 23, 2018 |
| Property Address | 1906 WILLOUGHBY LN, JOLIET, IL 60431-7817 |
| Document Number | 0000002519 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 2519 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | AGENTS NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1906 WILLOUGHBY LN JOLIET IL 604317817, JOLIET, IL 60431-7817 |
| Document Number | 2520 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2520 |
| Name | USAA |
|---|---|
| Address | DETROIT, MI 48226-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2048 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Na-Au-Say Township |
| Municipality | Joliet City |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $132,990 (+20.57%) Land $16,000 Building $116,990 | $398,970 (+20.57%) Land $48,000 Building $350,970 |
| 2022 | $110,300 Land $14,003 Building $96,297 | $330,900 Land $42,009 Building $288,891 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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