1906 Willoughby Ln, Joliet, IL 60431 Property Records

Kendall County property record for 1906 Willoughby Ln, Joliet, IL 60431

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,926 sqft · built 2006
Lot Size0.225 acres (9,789 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Feb 2018)
Deeds & MortgagesOct 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-35-304-004

Property Details

APN / Parcel Number

Primary APN06-35-304-004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,926 sqft Living Area
Gross Area4,810 sqft
1st Floor Area2,926 sqft
Basement Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area9,789 sqft (0.225 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1906 WILLOUGHBY LN
CityJOLIET
StateIL
Zip60431-7817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 134 WINDSOR RIDGE SUB UNIT 1 CITY OF JOLIET
Legal SubdivisionWINDSOR RIDGE SUB
Legal Lot Number134
JurisdictionKENDALL IL
Township / Civil DivisionNA-AU-SAY
Census Block Group3
Census Block3014
Census Tract890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 WILLOUGHBY LN, JOLIET, IL 60431-7817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Feb 23, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Prior SaleMar 14, 2007 · Amount on Record
Deed Document Number20182519
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1906 WILLOUGHBY LN, JOLIET, IL 60431-7817
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019837
DateOct 8, 2020
Instrument202000019837
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateFeb 23, 2018
Property Address1906 WILLOUGHBY LN, JOLIET, IL 60431-7817
Document Number0000002519
Instrument DateFeb 13, 2018
Instrument2519
Transaction TypeTransfer
Record UpdatedMar 5, 2018
Title CompanyAGENTS NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1906 WILLOUGHBY LN JOLIET IL 604317817, JOLIET, IL 60431-7817

Mortgage

Document Number2520
DateFeb 23, 2018
Instrument2520
Lender
NameUSAA
AddressDETROIT, MI 48226-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 22, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionNa-Au-Say Township
MunicipalityJoliet City
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$132,990 (+20.57%) Land $16,000 Building $116,990$398,970 (+20.57%) Land $48,000 Building $350,970
2022$110,300 Land $14,003 Building $96,297$330,900 Land $42,009 Building $288,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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