1910 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1910 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,365 sqft · built 1940
Lot Size	0.149 acres (6,500 sqft)
Owner	Trust Name on File
Tax Bill	$349 (2025)
Deeds & Mortgages	May 2024 Mortgage Mar 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`156P K 006`

Property Details

APN / Parcel Number

Primary APN	`156P K 006`
Alternative APN	`0000094620`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,365 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1958
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094620
Street Address	1910 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 71 RUOFFS ADDN PB 6 PG 57
Legal Subdivision	RUOFF ADDITION
Legal Lot Number	71
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2050
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1910 E 32nd St, a single family home, is held in a trust.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 401624, LAS VEGAS, NV 89140-1624
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Deed of Trust, Mortgage · Commercial Mortgage JAMES HEINIGER
Mar 31, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1910 E 32ND ST, CHATTANOOGA, TN 37407-1722
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000078
Date	May 14, 2024
Book Page	13591/52
Instrument	2024051400078

Lender

Name	JAMES HEINIGER
Type	Private Party
Address	8431 CITRUS CHASE DR, ORLANDO, FL 32836

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2053

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 31, 2021
Property Address	1910 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000198
Book / Page	12424 / 582
Map Reference	MB 6 PG 57
Instrument Date	Mar 31, 2021
Instrument	2021033100198
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1910 E 32ND ST, CHATTANOOGA, TN 37407-1722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 401624, LAS VEGAS, NV 89140-1624
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1910 E 32nd St was $349, up 60.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00 (+60.09%)	$23,050 (+136.41%)	$92,200 (+136.41%) Land $30,000 Building $62,200
2024	$218.00	$9,750 (-)	$39,000 (-) Land $10,000 Building $29,000
2023	$218.00	$9,750 (-)	$39,000 (-) Land $10,000 Building $29,000
2022	$218.00	$9,750	$39,000 Land $10,000 Building $29,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1910 E 32nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1910 E 32nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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