1916 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1916 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 2008
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2024)
Tax Bill	$700 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`156P K 009`

Property Details

APN / Parcel Number

Primary APN	`156P K 009`
Alternative APN	`0000094623`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094623
Street Address	1916 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RES FULL VALUE FOR 2009 LOT 68 RUOFFS ADDN PB 6 PG 57
Legal Subdivision	RUOFFS ADDITION TO CHATTANOOGA
Legal Lot Number	68
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2050
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1916 E 32nd St is owned and occupied by two individuals who bought it in March 2024.

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1916 E 32ND ST, CHATTANOOGA, TN 37407-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage W8PRINGS INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Jun 14, 2022 · Amount on File
Deed Document Number	202420
Deed Book / Page	13544 / 291
Prior Transfer Date	Jan 15, 2016
Prior Transfer Doc	0000000116
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 25, 2024
Property Address	1916 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000020
Book / Page	13544 / 291
Map Reference	MB 6 PG 57
Instrument Date	Mar 22, 2024
Instrument	2024032500020
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1916 E 32ND ST, CHATTANOOGA, TN 37407-1722

Mortgage

Document Number	0000000021
Date	Mar 25, 2024
Instrument	2024032500021

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 14, 2022
Property Address	1916 E 32ND ST, CHATTANOOGA, TN 37407-1722
Document Number	0000000100
Book / Page	12992 / 327
Map Reference	MB 6 PG 57
Instrument Date	Jun 9, 2022
Instrument	2022061400100
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, WARRANTY TTL LLC DBA WARRANT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 ACAPULCO CT, COLORADO SPRINGS, CO 80910-3937
Investor	Possibly a Property Investor

Mortgage

Document Number	0129920330
Date	Jun 14, 2022
Instrument	12992-0330

Lender

Name	W8PRINGS INVESTMENT LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1916 E 32nd St was $700, up 12.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (+12.36%)	$46,200 (+65.89%)	$184,800 (+65.89%) Land $30,000 Building $154,800
2024	$623.00	$27,850 (-)	$111,400 (-) Land $10,000 Building $101,400
2023	$623.00	$27,850 (-)	$111,400 (-) Land $10,000 Building $101,400
2022	$623.00	$27,850	$111,400 Land $10,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1916 E 32nd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 E 32nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E 32nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures