1907 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1907 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,230 sqft · built 1940
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Dec 2017)
Tax Bill	$322 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`156P J 028`

Property Details

APN / Parcel Number

Primary APN	`156P J 028`
Alternative APN	`0000094611`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1958
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000094611
Street Address	1907 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 42 RUOFFS ADDN PB 6 PG 57
Legal Subdivision	RUOFFS ADDITION
Legal Lot Number	42
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2054
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1031 JOHN ROSS RD, 101, CHATTANOOGA, TN 37412-1662
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Commercial Mortgage SMARTBANK
Dec 27, 2017	Warranty Deed, Transfer RUDY TITLE AND ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Aug 31, 2007 · Amount on Record
Deed Document Number	2017236
Deed Book / Page	11235 / 350
Prior Transfer Date	Nov 20, 2006
Prior Transfer Doc	0000000272
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 20, 2022
Property Address	1907 E 32ND ST, CHATTANOOGA, TN 37407-1723
Document Number	0000000233
Book / Page	13094 / 628
Map Reference	MB 6 PG 57
Instrument Date	Sep 19, 2022
Instrument	2022092000233
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, CHOICE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 JOHN ROSS RD # 101, 101, CHATTANOOGA, TN 37412-1467
Investor	Possibly a Property Investor

Mortgage

Document Number	0130940640
Date	Sep 20, 2022
Instrument	13094-0640

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2027

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 27, 2017
Property Address	1907 E 32ND ST, CHATTANOOGA, TN 37407-1723
Document Number	0000000236
Book / Page	011235 / 000350
Instrument Date	Dec 19, 2017
Instrument	236
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	RUDY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,073.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	919 BATTLEFIELD DR NASHVILLE TN 372043017, NASHVILLE, TN 37204-3017

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$322.00 (+50.47%)	$21,250 (+121.35%)	$85,000 (+121.35%) Land $30,000 Building $55,000
2024	$214.00	$9,600 (-)	$38,400 (-) Land $10,000 Building $28,400
2023	$214.00	$9,600 (-)	$38,400 (-) Land $10,000 Building $28,400
2022	$214.00	$9,600	$38,400 Land $10,000 Building $28,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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