191 Spanton Cres, Pooler, GA 31322 Property Records

Chatham County property record for 191 Spanton Cres, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,023 sqft · built 2018
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$639,485 (Apr 2019)
Tax Bill	$10,205 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009F-06-014`

Property Details

APN / Parcel Number

Primary APN	`5-1009F-06-014`
Alternative APN	`S231B649`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,023 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	902 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	191 SPANTON CRES
City	POOLER
State	GA
Zip	31322-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 528 WESTBROOK SUB PH 4A-1 S MB 32S 30A-B .39 AC
Legal Subdivision	WESTBROOK SUB
Legal Phase	4A
Legal Lot Number	528
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2015
Census Tract	10821

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 SPANTON CRES, POOLER, GA 31322-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROVIDENT FUNDING
Mar 21, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	20193682
Deed Book / Page	1594 / 362
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	191 SPANTON CRES, POOLER, GA 31322-9673
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 SPANTON CRES, POOLER, GA 31322-9673

Mortgage

Document Number	0000002583/0000000192
Date	Oct 25, 2021
Book Page	0000002583/0000000192

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jan 1, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	191 SPANTON CRES, POOLER, GA 31322-9673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 SPANTON CRES, POOLER, GA 31322-9673

Mortgage

Document Number	0000001836/0000000630
Date	Jan 31, 2020
Book Page	0000001836/0000000630

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 12, 2019
Property Address	191 SPANTON CRES, POOLER, GA 31322-9673
Document Number	0015940362
Book / Page	1594 / 362
Instrument Date	Apr 12, 2019
Instrument	2019-003682
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 SPANTON CRES, POOLER, GA 31322-9673

Mortgage

Document Number	0000001594/0000000365
Date	Apr 12, 2019
Book Page	0000001594/0000000365

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 21, 2018
Property Address	191 SPANTON CRES, POOLER, GA 31322-9673
Document Number	0013050211
Book / Page	1305 / 211
Instrument Date	Mar 21, 2018
Instrument	2018-002419
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 735, RICHMOND HILL, GA 31324-0735

Mortgage

Document Number	1305/212
Date	Mar 22, 2018
Book Page	1305/212
Instrument	30923840009

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,840 (+7.35%) Land $78,000 Building $263,840	$854,600 (+7.35%) Land $195,000 Building $659,600
2025	$10,205.00 (+22.2%)	$318,440 (+13.07%) Land $78,000 Building $240,440	$796,100 (+13.07%) Land $195,000 Building $601,100
2023		$281,640 (+9.3%) Land $50,000 Building $231,640	$704,100 (+9.3%) Land $125,000 Building $579,100
2022	$8,351.00	$257,680 Land $38,000 Building $219,680	$644,200 Land $95,000 Building $549,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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