Chatham County property record for 186 Spanton Cres, Pooler, GA 31322 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,611 sqft · built 2006 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Dec 2017) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1009F-04-050 |
| Primary APN | 5-1009F-04-050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,611 sqft Living Area |
| 1st Floor Area | 2,611 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 721 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 495 sqft |
| Deck Area | 45 sqft |
| Patio Area | 45 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 186 SPANTON CRES |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 508 WESTBROOK SUB PH 4A-1 S MB 32S 30A-B .40 AC |
| Legal Subdivision | WESTBROOK SUB |
| Legal Phase | 4A |
| Legal Lot Number | 508 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10820 |
Source: Chatham County records · APN 5-1009F-04-050
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GREAT OAKS BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Dec 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Sep 18, 2015 · Amount on Record |
| Deed Document Number | 20172018-000072 |
| Deed Book / Page | 1254 / 772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Document Number | 0028340568 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 0000002834/0000000568 |
| Name | GREAT OAKS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Document Number | 0000001902/0000000111 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 0000001902/0000000111 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Dec 21, 2017 |
| Property Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Document Number | 0012540772 |
| Book / Page | 1254 / 772 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2018-000072 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 SPANTON CRES, POOLER, GA 31322-9673 |
| Document Number | 1254/778 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 1254/778 |
| Instrument | 30799030023 |
| Name | CERTAINTY HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,370.00 (+6.57%) Homeowner's exemption | $260,600 (+14.48%) Land $78,000 Building $182,600 | $651,500 (+14.48%) Land $195,000 Building $456,500 |
| 2023 | $227,640 (+9.93%) Land $50,000 Building $177,640 | $569,100 (+9.93%) Land $125,000 Building $444,100 | |
| 2022 | $5,039.00 | $207,080 Land $38,000 Building $169,080 | $517,700 Land $95,000 Building $422,700 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510108201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 52 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 |
| Wildfire Risk | Low above 37% of the US · above 17% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Delta Communications | Fiber | 7,000 / 7,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
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