195 Spanton Cres, Pooler, GA 31322 Property Records

Chatham County property record for 195 Spanton Cres, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,002 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$108,600 (Aug 2007)
Tax Bill	$9,475 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-1009F-07-001`

Property Details

APN / Parcel Number

Primary APN	`5-1009F-07-001`
Alternative APN	`D331F446`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,002 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	377 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	195 SPANTON CRES
City	POOLER
State	GA
Zip	31322-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 556 WESTBROOK SUB PH 4A-1 S MB 32S 30A-B .40 AC
Legal Subdivision	WESTBROOK SUB
Legal Phase	4A
Legal Lot Number	556
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2015
Census Tract	10821

Owner

195 Spanton Cres is owned and occupied by two individuals who bought it in August 2007.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 SPANTON CRES, POOLER, GA 31322-9673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT OAKS BANK
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2007 · Amount on File
Deed Sale	Aug 29, 2007 · Amount on File
Deed Book / Page	331F / 446
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	195 SPANTON CRES, POOLER, GA 31322-9673
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPANTON CRES, POOLER, GA 31322-9673

Mortgage

Document Number	0000002235/0000000316
Date	Feb 5, 2021
Book Page	0000002235/0000000316
Instrument	032857650020

Lender

Name	GREAT OAKS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	195 SPANTON CRES, POOLER, GA 31322-9673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1032/607
Date	Mar 20, 2017
Book Page	1032/607
Instrument	30275650015

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 195 Spanton Cres was $9,475.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,600 (+6.4%) Land $96,000 Building $218,600	$786,500 (+6.4%) Land $240,000 Building $546,500
2025	$9,475.00	$295,680 Land $96,000 Building $199,680	$739,200 Land $240,000 Building $499,200
2023		$248,240 (+5.78%) Land $56,000 Building $192,240	$620,600 (+5.78%) Land $140,000 Building $480,600
2022		$234,680 Land $52,000 Building $182,680	$586,700 Land $130,000 Building $456,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Spanton Cres in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Spanton Cres is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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