191 Ross Dr, Clearfield, UT 84015 Property Records

Davis County property record for 191 Ross Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 800 sqft · built 1944
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$352,055 (Jul 2023)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-017-0029`

Property Details

APN / Parcel Number

Primary APN	`12-017-0029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	273 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	191 ROSS DR
City	CLEARFIELD
State	UT
Zip	84015-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 9, BLK 2, LAYTON PARK. CONT. 0.17 ACRES
Legal Subdivision	LAYTON PARK CLEARFIELD CITY
Legal Block	2
Legal Lot Number	9
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1004
Census Tract	125702

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 ROSS DR, CLEARFIELD, UT 84015-1250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 18, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Document Number	20233536944
Deed Book / Page	8297 / 378
Prior Transfer Date	Jan 22, 2001
Prior Transfer Doc	0001725600
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	191 ROSS DR, CLEARFIELD, UT 84015-1250
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	BACKMAN NTP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008297/418
Date	Jul 18, 2023
Book Page	8297/418
Instrument	3536947

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 18, 2023
Property Address	191 ROSS DR, CLEARFIELD, UT 84015-1250
Document Number	008297/378
Book / Page	8297 / 378
Instrument Date	Jul 15, 2023
Instrument	3536944
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 ROSS DR, CLEARFIELD, UT 84015-1250

Mortgage

Document Number	0003536946
Date	Jul 18, 2023
Instrument	3536946

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,101 (+2.84%) Land $68,737 Building $130,364	$362,000 (+2.84%) Land $124,976 Building $237,024
2025	$2,160.00 (+3.4%)	$193,600 (+29.41%) Land $70,467 Building $123,133	$352,000 (+29.41%) Land $128,122 Building $223,878
2024	$2,089.00 (+27.3%)
2023	$1,641.00 (-8.12%)	$149,600 Land $59,407 Building $90,192	$272,000 Land $108,014 Building $163,986
2022	$1,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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