197 Ross Dr, Clearfield, UT 84015 Property Records

Davis County property record for 197 Ross Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 836 sqft · built 1944
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$63 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-017-0026`

Property Details

APN / Parcel Number

Primary APN	`12-017-0026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	836 sqft Living Area

Exterior

Year Built	Built 1944
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	197 ROSS DR
City	CLEARFIELD
State	UT
Zip	84015-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 6, BLK 2, LAYTON PARK. CONT. 0.15 ACRES
Legal Subdivision	LAYTON PARK
Legal Block	2
Legal Lot Number	6
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1004
Census Tract	125702

Owner

Source: Davis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	197 ROSS DR, CLEARFIELD, UT 84015-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY NATIONAL MORTGAGE CO
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025
Deed Sale	Oct 1, 2025
Prior Sale	Aug 17, 2010
Deed Document Number	3636343
Deed Book / Page	8844 / 134
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	197 ROSS DR, CLEARFIELD, UT 84015-1250
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008844/368
Date	Oct 1, 2025
Book Page	8844/368
Instrument	3636375

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 1, 2025
Property Address	197 ROSS DR, CLEARFIELD, UT 84015-1250
Document Number	008844/134
Book / Page	8844 / 134
Instrument Date	Sep 30, 2025
Instrument	3636343
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 ROSS DR, CLEARFIELD, UT 84015-1250

Mortgage

Document Number	0003636374
Date	Oct 1, 2025
Instrument	3636374

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$63.00	$179,300 (-38.17%) Land $67,035 Building $112,265	$326,000 (+12.41%) Land $121,881 Building $204,119
2023		$290,000 Land $103,126 Building $186,874	$290,000 Land $103,126 Building $186,874
2022	$641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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