187 Ross Dr, Clearfield, UT 84015 Property Records

Davis County property record for 187 Ross Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 750 sqft · built 1944
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$128,700 (Sep 2007)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-017-0031`

Property Details

APN / Parcel Number

Primary APN	`12-017-0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	187 ROSS DR
City	CLEARFIELD
State	UT
Zip	84015-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 11, BLK 2, LAYTON PARK. CONT. 0.19 ACRES
Legal Subdivision	LAYTON PARK
Legal Block	2
Legal Lot Number	11
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1004
Census Tract	125702

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 ROSS DR, CLEARFIELD, UT 84015-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 7, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED SECURITY FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2007 · Amount on Record
Deed Sale	Sep 27, 2007 · Amount on Record
Prior Sale	Aug 3, 2004
Deed Document Number	20072309331
Deed Book / Page	4376 / 984
Prior Transfer Date	May 8, 2002
Prior Transfer Doc	0001753973
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	187 ROSS DR, CLEARFIELD, UT 84015-1250
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	MORTGAGE CONNECT, MORTGAGE CONNECT UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008409/139
Date	Jan 2, 2024
Book Page	8409/139
Instrument	3555905

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	187 ROSS DR, CLEARFIELD, UT 84015-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003000794
Date	Feb 7, 2017
Book Page	6698/64
Instrument	3000794

Lender

Name	UNITED SECURITY FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,650 (+3.86%) Land $72,273 Building $105,377	$323,000 (+3.86%) Land $131,405 Building $191,595
2025	$1,908.00 (+3.02%)	$171,050 (-38.25%) Land $73,665 Building $97,385	$311,000 (+12.27%) Land $133,936 Building $177,064
2024	$1,852.00 (+10.83%)
2023	$1,671.00 (-8.29%)	$277,000 Land $112,552 Building $164,448	$277,000 Land $112,552 Building $164,448
2022	$1,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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