Bergen County and Ramsey Borough property record for 191 Pine St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1952 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $729,000 (Sep 2022) |
| Tax Bill | $16,797 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03212-0000-00008 |
| Primary APN | 48-03212-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 8,930 sqft (0.205 acres) |
| Lot Dimensions | 105 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 191 PINE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.205AC |
| Legal Subdivision | MOMAR HOMES INC SEC 3 |
| Legal Block | 3212 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03212-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK |
| Sep 06, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 13, 2017 | Grant Deed, Transfer ACRES LAND TITLE AGENCY INC |
| Jul 11, 2017 | Deed, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP |
| Apr 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2022 · Amount on Record |
| Deed Sale | Sep 06, 2022 · Amount on Record |
| Prior Sale | Dec 13, 2017 · Amount on Record |
| Deed Document Number | 202287880 |
| Deed Book / Page | 4797 / 1015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | ANGEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0045981489 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 4598/1489 |
| Instrument | 2022025163 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 16, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 06, 2022 |
| Property Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0047971015 |
| Book / Page | 4797 / 1015 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022087880 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2022 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,552.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 CRESCENT DR, 322, FRANKLIN LAKES, NJ 07417-1600 |
| Name | Verified Name |
|---|---|
| Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 2022087881 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 2022087881 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 13, 2017 |
| Property Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0028111670 |
| Book / Page | 002811 / 001670 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 CHESTNUT RIDGE RD SADDLE RIVER NJ 074583126, SADDLE RIVER, NJ 07458-3126 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 11, 2017 |
| Property Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0026611187 |
| Book / Page | 02661 / 1187 |
| Map Reference | MB 02595 PG 2464 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 17-051929.01 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,181.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 428 CLIFTON AVE # 47, 47, LAKEWOOD, NJ 08701-3234 |
| Document Number | 0026611193 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 02661/1193 |
| Instrument | 17-051929.02 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2017 |
| Property Address | 191 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0025952464 |
| Book / Page | 002595 / 002464 |
| Instrument Date | Mar 06, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,800 (+0.49%) Land $380,800 Building $439,000 | $819,800 (+0.49%) Land $380,800 Building $439,000 | |
| 2025 | $16,797.00 (+9.28%) | $815,800 (+49.77%) Land $380,800 Building $435,000 | $815,800 (+49.77%) Land $380,800 Building $435,000 |
| 2024 | $15,371.00 (+7.59%) | ||
| 2023 | $544,700 Land $255,400 Building $289,300 | $544,700 Land $255,400 Building $289,300 | |
| 2022 | $14,287.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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