Bergen County and Ramsey Borough property record for 163 Pine St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 1952 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $567,750 (Oct 2018) |
| Tax Bill | $15,405 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03212-0000-00012 |
| Primary APN | 48-03212-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 105 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 163 PINE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.241AC |
| Legal Subdivision | MOMAR HOMES INC |
| Legal Block | 3212 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 163 PINE ST, RAMSEY, NJ 07446-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Oct 9, 2018 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Jan 27, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on Record |
| Deed Sale | Oct 9, 2018 · Amount on Record |
| Prior Sale | Jul 13, 1993 · Amount on Record |
| Deed Document Number | 201818-071482 |
| Deed Book / Page | 3074 / 557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 163 PINE ST, RAMSEY, NJ 07446-2334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0041241374 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 4124/1374 |
| Instrument | 2021070340 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 163 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0034361145 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 163 PINE ST RAMSEY NJ 074462334, RAMSEY, NJ 07446-2334 |
| Document Number | 0034361145 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 003436/001145 |
| Instrument | 86642 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 9, 2018 |
| Property Address | 163 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0030740557 |
| Book / Page | 003074 / 000557 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 71482 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 163 PINE ST RAMSEY NJ 074462334, RAMSEY, NJ 07446-2334 |
| Document Number | 30740563 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 003074/000563 |
| Instrument | 7148201 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 163 PINE ST, RAMSEY, NJ 07446-2334 |
| Document Number | 0028632464 |
| Instrument Date | Jan 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 163 PINE ST RAMSEY NJ 074462334, RAMSEY, NJ 07446-2334 |
| Document Number | 0028632464 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 002863/002464 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751,600 (+0.45%) Land $386,200 Building $365,400 | $751,600 (+0.45%) Land $386,200 Building $365,400 | |
| 2025 | $15,405.00 (+13.33%) | $748,200 (+55.32%) Land $386,200 Building $362,000 | $748,200 (+55.32%) Land $386,200 Building $362,000 |
| 2024 | $13,593.00 (+7.59%) | ||
| 2023 | $481,700 Land $258,100 Building $223,600 | $481,700 Land $258,100 Building $223,600 | |
| 2022 | $12,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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