176 Pine St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 176 Pine St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1956
Square Footage	1,879 sqft Living Area
Lot Size	22,433 sqft (0.515 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (1996)
Tax Bill	$15,461.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03501-0000-00021

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 PINE ST, RAMSEY, NJ 07446-2359
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 1996 · Amount on Record
Deed Sale	Jul 31, 1996 · Amount on Record
Deed Book / Page	7898 / 541
Record Refreshed	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 PINE ST, RAMSEY, NJ 07446-2359
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PINE ST, RAMSEY, NJ 07446-2359

Mortgage

Document Number	0056200952
Date	Oct 14, 2025
Book Page	5620/952
Instrument	2025069846

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,000 (+0.41%) Land $412,600 Building $341,400	$754,000 (+0.41%) Land $412,600 Building $341,400
2025	$15,461.00 (+4.66%)	$750,900 (+43.44%) Land $412,600 Building $338,300	$750,900 (+43.44%) Land $412,600 Building $338,300
2024	$14,773.00 (+7.59%)
2023		$523,500 Land $273,800 Building $249,700	$523,500 Land $273,800 Building $249,700
2022	$13,731.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-03501-0000-00021`
Alternative APN	`480350100021`

Interior

Building Area	1,879 sqft Living Area
1st Floor	1,879 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame Construction
Lot Area	22,433 sqft (0.515 acres)
Depth X Width	195 ft x 115 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	176 PINE ST
City	RAMSEY
State	NJ
Zip	07446-2359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.515AC
Legal Block	3501
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4020
Census Tract	44100