Ramsey County property record for 191 Otis Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,674 sqft · built 1948 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,568 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-23-21-0025 |
| Primary APN | 05-28-23-21-0025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 673568 |
|---|---|
| Street Address | 191 OTIS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESNOYER PARK,RAMSEY CO., MINN ELY 1/2 VAC ALLEY ADJ AND N 1/2 OF LOT 14 AND ALL OF LOT 15 BLK 46 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Subdivision | DESNOYER PARK,RAMSEY CO., MINN |
| Legal Block | 46 |
| Legal Lot Number | 14,15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43002 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1320 2ND ST NE, MINNEAPOLIS, MN 55413-1132 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BK |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage BELL BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 191 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Document Number | 0002682963 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 191 OTIS AVE ST PAUL MN 551045637, ST PAUL, MN 55104-5637 |
| Document Number | 0002682963 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2682963 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 19, 2019 |
| Property Address | 191 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Document Number | 0002641059 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 2641059 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | MODERN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,496.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 OTIS AVE ST PAUL MN 551045637, ST PAUL, MN 55104-5637 |
| Document Number | 2641060 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2641060 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2049 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,900 (+4.42%) Land $183,100 Building $333,800 | $516,900 (+4.42%) Land $183,100 Building $333,800 | |
| 2025 | $8,568.00 (+9.01%) | ||
| 2023 | $7,860.00 | $495,000 Land $183,100 Building $311,900 | $495,000 Land $183,100 Building $311,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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