156 Otis Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 156 Otis Ave, Saint Paul, MN 55104

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,272 sqft · built 1924
Lot Size0.257 acres (11,238 sqft)
OwnerIndividual Name on File
Last Sale$735,000 (Jan 2021)
Tax Bill$12,992 (2023)
Deeds & MortgagesDec 2020 Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN05-28-23-12-0121

Property Details

APN / Parcel Number

Primary APN05-28-23-12-0121

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,272 sqft Living Area
Gross Area2,722 sqft
1st Floor Area1,396 sqft
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof TypeShed Roof
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
TerrainSteep
Garage TypeDetached
Garage Area624 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address156 OTIS AVE
CitySAINT PAUL
StateMN
Zip55104-5636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionDESNOYER PARK,RAMSEY CO., MINN N 1/2 OF LOT 6 AND ALL OF LOT 5 BLK 59
Legal Range23
Legal Township28
Legal Section05
Legal Quarter1
Quarter-Quarter Section2
Legal SubdivisionDESNOYER PARK,RAMSEY CO, MINN
Legal Block59
Legal Lot Number5-6
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1016
Census Tract43002

Owner

156 Otis Ave is owned and occupied by an individual who bought it in January 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address156 OTIS AVE, SAINT PAUL, MN 55104-5636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · VA Mortgage
LEND SMART MTG
May 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2021 · Amount on File
Deed SaleJan 8, 2021 · Amount on File
Deed Document NumberT02686445
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address156 OTIS AVE, SAINT PAUL, MN 55104-5636
Document Number0002686446
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address156 OTIS AVE ST PAUL MN 551045636, ST PAUL, MN 55104-5636

Mortgage

Document Number0002686446
DateJan 8, 2021
Instrument2686446
Lender
NameLEND SMART MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 7, 2051

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateMay 23, 2017
Property Address156 OTIS AVE, SAINT PAUL, MN 55104-5636
Document Number0002587866
Instrument DateMay 18, 2017
Instrument2587866
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address156 OTIS AVE ST PAUL MN 551045636, ST PAUL, MN 55104-5636

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$12,992.00$840,000 Land $220,300 Building $619,700$840,000 Land $220,300 Building $619,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Otis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Otis Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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