Ramsey County property record for 203 Otis Ave, Saint Paul, MN 55104
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,060 sqft · built 2009 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $616,000 (Sep 2023) |
| Tax Bill | $8,248 (2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-23-21-0034 |
| Primary APN | 05-28-23-21-0034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 3,049 sqft (0.069 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 203 OTIS AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5637 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 779 SHADOW FALLS ROWHOUSES UNIT NO.203 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 34 |
| Legal Subdivision | CIC NO 779 SHADOW FALLS ROWHOUSES |
| Legal Lot Number | 203 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43002 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 203 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP |
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Deed Document Number | T02760475 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 5, 2023 |
| Property Address | 203 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Document Number | 0T02760475 |
| Instrument Date | Aug 22, 2023 |
| Instrument | T02760475 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,032.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 203 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Document Number | 0T02760476 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | T02760476 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 203 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 203 OTIS AVE, SAINT PAUL, MN 55104-5637 |
| Document Number | 0T02751669 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | T02751669 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,248.00 | $550,500 Land $100,000 Building $450,500 | $550,500 Land $100,000 Building $450,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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