191 Greenvale Rd, Westminster, MD 21157 Property Records

Carroll County property record for 191 Greenvale Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,696 sqft · built 2001
Lot Size	0.269 acres (11,733 sqft)
Owner	2 Individual Names on File
Last Sale	$349,997 (Jun 2016)
Tax Bill	$5,388 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-138539`

Property Details

APN / Parcel Number

Primary APN	`07-138539`
Alternative APNs	`7138539` `138539`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,696 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,733 sqft (0.269 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	138539
Street Address	191 GREENVALE RD
City	WESTMINSTER
State	MD
Zip	21157-4467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 28 - 11733 SF 191 GREENVALE RD 43-126/ FRIENDSHIP OVERLOOK AMND
Legal Subdivision	FRIENDSHIP OVERLOOK
Legal Lot Number	28
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2004
Census Tract	507801

Owner

191 Greenvale Rd is owned and occupied by two individuals who acquired it in November 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 GREENVALE RD, WESTMINSTER, MD 21157-4467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Nov 5, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2016 · Amount on File
Deed Sale	Jun 27, 2016 · Amount on File
Prior Sale	Sep 15, 2015 · Amount on File
Deed Book / Page	8358 / 479
Last Transfer Date	Nov 1, 2018
Transfer Doc	0091570484
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	191 GREENVALE RD, WESTMINSTER, MD 21157-4467
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 GREENVALE RD 850, 850, WESTMINSTER, MD 21157-4467

Mortgage

Document Number	0106770061
Date	Feb 18, 2022
Book Page	10677/61

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	191 GREENVALE RD, WESTMINSTER, MD 21157-4467
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091760185
Date	Dec 3, 2018
Book Page	9176/0185

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 5, 2018
Property Address	191 GREENVALE RD, WESTMINSTER, MD 21157-4467
Document Number	0091570484
Book / Page	009157 / 000484
Instrument Date	Nov 1, 2018
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	191 GREENVALE RD WESTMINSTER MD 211574467, WESTMINSTER, MD 21157-4467

Tax Assessment & Valuation

The 2026 property tax bill for 191 Greenvale Rd was $5,388 with a homeowner's exemption, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,388.00 (+5.44%) Homeowner's exemption	$541,000 Land $131,400 Building $409,600	$541,000 Land $131,400 Building $409,600
2025	$5,110.00 Homeowner's exemption
2023	$4,631.00 (+1.31%) Homeowner's exemption	$409,900 (+1.31%) Land $131,400 Building $278,500	$409,900 (-) Land $131,400 Building $278,500
2022	$4,571.00 Homeowner's exemption	$404,600	$409,900 Land $131,400 Building $278,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Greenvale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Greenvale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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