185 Greenvale Rd, Westminster, MD 21157 Property Records

Carroll County property record for 185 Greenvale Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,296 sqft · built 2001
Lot Size	0.257 acres (11,197 sqft)
Owner	Individual Name on File
Last Sale	$307,669 (Feb 2022)
Tax Bill	$5,411 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-138725`

Property Details

APN / Parcel Number

Primary APN	`07-138725`
Alternative APNs	`7138725` `138725`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Total Area
Basement Area	847 sqft
Finished Basement	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,197 sqft (0.257 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Deck Area	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	138725
Street Address	185 GREENVALE RD
City	WESTMINSTER
State	MD
Zip	21157-4467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 25A - 11197 SF 185 GREENVALE RD 51-264 FRIENDSHIP OVERLOOK
Legal Subdivision	FRIENDSHIP OVERLOOK
Legal Lot Number	25A
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2004
Census Tract	507801

Owner

185 Greenvale Rd is owned and occupied by an individual who bought it in February 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	185 GREENVALE RD, WESTMINSTER, MD 21157-4467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 5, 2017	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jun 5, 2017 · Amount on File
Deed Book / Page	10686 / 12
Prior Transfer Date	Jan 20, 2022
Prior Transfer Doc	0106860012
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	185 GREENVALE RD, WESTMINSTER, MD 21157-4467
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096460372
Date	Apr 24, 2020
Book Page	9646/372

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2047

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 24, 2022
Property Address	185 GREENVALE RD, WESTMINSTER, MD 21157-4467
Document Number	0106860012
Book / Page	10686 / 12
Map Reference	MB 51 PG 264
Instrument Date	Jan 20, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GREENVALE RD, WESTMINSTER, MD 21157-4467

Mortgage

Document Number	0001068618
Date	Feb 24, 2022
Instrument	10686/18

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 5, 2017
Property Address	185 GREENVALE RD, WESTMINSTER, MD 21157-4467
Document Number	0087050382
Book / Page	8705 / 0382
Instrument Date	May 26, 2017
Instrument	8705-0382
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 GREENVALE RD, WESTMINSTER, MD 21157-4467

Mortgage

Document Number	87050389
Date	Jun 5, 2017
Instrument	8705-0389

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 185 Greenvale Rd was $5,411 with a homeowner's exemption, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,411.00 (+5.46%) Homeowner's exemption	$543,900 Land $131,000 Building $412,900	$543,900 Land $131,000 Building $412,900
2025	$5,131.00 Homeowner's exemption
2023	$4,651.00 Homeowner's exemption	$411,600 Land $131,000 Building $280,600	$411,600 Land $131,000 Building $280,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Greenvale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Greenvale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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