Carroll County property record for 197 Greenvale Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,965 sqft · built 2001 |
| Lot Size | 0.325 acres (14,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,212 (May 2001) |
| Tax Bill | $5,761 (2026) |
| Deeds & Mortgages | Jan 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-138555 |
| Primary APN | 07-138555 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,965 sqft Total Area |
| Basement Area | 180 sqft |
| Finished Basement | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,170 sqft (0.325 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 864 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 519 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 138555 |
|---|---|
| Street Address | 197 GREENVALE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 30 -14170 SQ FT GREENVALE RD 43-126/124 FRIENDSHIP OVERLOOK AMND |
| Legal Subdivision | FRIENDSHIP OVERLOOK AMD |
| Legal Lot Number | 30 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 507801 |
197 Greenvale Rd is owned and occupied by two individuals who bought it in May 2001.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 GREENVALE RD, WESTMINSTER, MD 21157-4467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2001 · Amount on File |
| Deed Sale | May 21, 2001 · Amount on File |
| Deed Document Number | 20014502 |
| Deed Book / Page | 2547 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 197 GREENVALE RD, WESTMINSTER, MD 21157-4467 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085710074 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 8571/0074 |
| Instrument | 8571-0074 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Oct 19, 2031 |
The 2026 property tax bill for 197 Greenvale Rd was $5,761 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,761.00 (+5.15%) Homeowner's exemption | $539,700 Land $133,500 Building $406,200 | $539,700 Land $133,500 Building $406,200 |
| 2025 | $5,479.00 Homeowner's exemption | ||
| 2023 | $4,994.00 Homeowner's exemption | $442,000 Land $133,500 Building $308,500 | $442,000 Land $133,500 Building $308,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Greenvale Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Greenvale Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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