191 Cottage St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 191 Cottage St, Pawtucket, RI 02860

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,751 sqft · built 1900
Lot Size	0.085 acres (3,700 sqft)
Owner	Company Name on File
Last Sale	$89,000 (Mar 2014)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Jul 2021 Transfer Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:21 L:0289`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:21 L:0289`
Alternative APN	`210289`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	4,702 sqft
1st Floor Area	1,222 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,700 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	210289
Street Address	191 COTTAGE ST
City	PAWTUCKET
State	RI
Zip	02860-3003
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RM
Legal Lot Number	289
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3013
Census Tract	16000

Owner

191 Cottage St, a triplex, is owned by a company that acquired it in June 2021.

Source: Pawtucket City records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	159 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-8002
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2014 · Amount on File
Deed Sale	Mar 21, 2014 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Book / Page	3707 / 195
Last Transfer Date	Jun 21, 2021
Transfer Doc	00004716-3
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jul 8, 2021
Property Address	191 COTTAGE ST, PAWTUCKET, RI 02860-3003
Document Number	00004716-3
Book / Page	4716 / 3
Instrument Date	Jun 21, 2021
Instrument	14
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-8002

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Feb 16, 2021
Property Address	191 COTTAGE ST, PAWTUCKET, RI 02860-3003
Document Number	004639-246
Book / Page	4639 / 246
Instrument Date	Feb 12, 2021
Instrument	88
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	159 BLACK PLAIN RD, N SMITHFIELD, RI 02896-8002

Mortgage

Document Number	004639-247
Date	Feb 16, 2021
Book Page	4639/247
Instrument	89

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 191 Cottage St was $5,846.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,846.00	$444,600 Land $100,000 Building $344,600
2023	$4,918.00 (+2.18%)	$290,300 (-) Land $58,000 Building $232,300
2022	$4,813.00	$290,300 Land $58,000 Building $232,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 191 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 191 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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