200 Cottage St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 200 Cottage St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,816 sqft · built 1897
Lot Size	0.3 acres (13,054 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Sep 2020)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:20 L:0501`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:20 L:0501`
Alternative APN	`200501`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	5,317 sqft
1st Floor Area	1,311 sqft
Basement Area	1,311 sqft
Unfinished Basement	1,311 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,054 sqft (0.3 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	200501
Street Address	200 COTTAGE ST
City	PAWTUCKET
State	RI
Zip	02860-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Lot Number	501
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3002
Census Tract	16000

Owner

200 Cottage St is owned and occupied by two individuals who bought it in September 2020.

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 COTTAGE ST, PAWTUCKET, RI 02860-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 23, 2020	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Deed Document Number	202033
Deed Book / Page	4568 / 245
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	200 COTTAGE ST, PAWTUCKET, RI 02860-3004
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4782-1
Date	Nov 8, 2021
Book Page	4782/1
Instrument	116

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Sep 23, 2020
Property Address	200 COTTAGE ST, PAWTUCKET, RI 02860-3004
Document Number	4568-245
Book / Page	4568 / 245
Instrument Date	Sep 21, 2020
Instrument	33
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 COTTAGE ST, PAWTUCKET, RI 02860-3004

Mortgage

Document Number	34
Date	Sep 23, 2020
Instrument	34

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 200 Cottage St was $5,401.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,401.00	$410,700 Land $117,900 Building $292,800	$563,999
2023	$4,538.00 (+2.16%)	$267,900 (-) Land $68,300 Building $199,600
2022	$4,442.00	$267,900 Land $68,300 Building $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 200 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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