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186 Cottage St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 186 Cottage St, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details6 bd · 1.5 ba · 2,406 sqft · built 1910
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Aug 2024)
Tax Bill$5,526 (2025)
Deeds & MortgagesJul 2020 Transfer
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APNPAWT M:20 L:0504

Property Details

APN / Parcel Number

Primary APNPAWT M:20 L:0504
Alternative APN
  • 200504

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,406 sqft Living Area
Gross Area4,520 sqft
1st Floor Area1,090 sqft
Basement Area1,042 sqft
Unfinished Basement1,042 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area6,700 sqft (0.154 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number200504
Street Address186 COTTAGE ST
CityPAWTUCKET
StateRI
Zip02860-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Lot Number504
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3002
Census Tract16000

Owner

186 Cottage St is owned and occupied by two individuals who bought it in August 2024.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address186 COTTAGE ST, PAWTUCKET, RI 02860-3004
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2024 · Amount on File
Deed SaleAug 30, 2024 · Amount on File
Prior SaleJun 17, 2024 · Amount on File
Deed Document Number202425
Deed Book / Page5125 / 107
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPAWTUCKET RI
Recording DateJul 2, 2020
Property Address186 COTTAGE ST, PAWTUCKET, RI 02860-3004
Document Number4536-142
Book / Page004536 / 000142
Instrument DateJul 2, 2020
Instrument40
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 COTTAGE ST PAWTUCKET RI 028603004, PAWTUCKET, RI 02860-3004

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPAWTUCKET RI
Recording DateMay 26, 2020
Property Address186 COTTAGE ST, PAWTUCKET, RI 02860-3004
Document Number4520-330
Book / Page004520 / 000330
Instrument DateApr 1, 2020
Instrument59
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 COTTAGE ST PAWTUCKET RI 028603004, PAWTUCKET, RI 02860-3004

Tax Assessment & Valuation

The 2025 property tax bill for 186 Cottage St was $5,526.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,526.00$420,200 Land $107,900 Building $312,300$502,592
2023$5,397.00 (+2.18%)$318,600 (-) Land $62,600 Building $256,000
2022$5,282.00$318,600 Land $62,600 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 186 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T, T-Mobile.

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