Madison County property record for 191 Baldwin St, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,107 sqft · built 1980 |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2022) |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0002-0019 |
| Primary APN | B006-0002-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Other |
| Account Number | 70071 |
|---|---|
| Street Address | 191 BALDWIN ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APPLE GROVE PARK LOT 13 BLK 3 |
| Legal Subdivision | APPLE GROVE PARK |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11201 |
Source: Madison County records · APN B006-0002-0019
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 BALDWIN ST, BEREA, KY 40403-1460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed, Transfer · USDA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Mar 07, 2022 | Deed, Transfer · Stand-Alone First Mortgage JAMES MISCHNER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Mar 07, 2022 · Amount on Record |
| Deed Document Number | 2014101105 |
| Deed Book / Page | D826 / 81 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 13, 2022 |
| Property Address | 191 BALDWIN ST, BEREA, KY 40403-1460 |
| Document Number | 000D826/81 |
| Book / Page | D826 / 81 |
| Map Reference | MB 5 PG 89 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2014101105 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1018 S DOGWOOD DR, BEREA, KY 40403-9409 |
| Name | Verified Name |
|---|---|
| Address | 191 BALDWIN ST, BEREA, KY 40403-1460 |
| Document Number | 2014101108 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2014101108 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Number | 0M2174/735 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | M2174/735 |
| Instrument | 2014101127 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 07, 2022 |
| Property Address | 191 BALDWIN ST, BEREA, KY 40403-1460 |
| Document Number | 00D819/567 |
| Book / Page | D819 / 567 |
| Map Reference | MB 5 PG 89 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2014080264 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9485 N WILDERNESS RD, BEREA, KY 40403-8430 |
| Name | Verified Name |
|---|---|
| Address | 1018 S DOGWOOD DR, BEREA, KY 40403-9409 |
| Investor | Possibly a Property Investor |
| Document Number | 2014080265 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2014080265 |
| Name | JAMES MISCHNER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Sep 02, 2022 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,966.00 (-8.9%) Additional exemption filed | $165,000 (-) | $165,000 (-) |
| 2023 | $2,158.00 | $165,000 | $165,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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