225 Baldwin St, Berea, KY 40403 Property Records

Madison County property record for 225 Baldwin St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	852 sqft
Owner	Individual Name on File
Last Sale	$118,000 (Jan 2019)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B006-002B-0020`

Property Details

APN / Parcel Number

Primary APN	`B006-002B-0020`
Alternative APNs	`132520` `95356` `62362`

Interior

Stories	1 Story
Building Area	852 sqft Living Area

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	62362
Street Address	225 BALDWIN ST
City	BEREA
State	KY
Zip	40403-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE GROVE PARK LOT 2 BLK 4
Legal Subdivision	APPLE GROVE PARK
Legal Block	4
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3007
Census Tract	11201

Owner

Source: Madison County records · APN B006-002B-0020

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	225 BALDWIN ST, BEREA, KY 40403-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2019 · Amount on Record
Deed Sale	Jan 04, 2019 · Amount on Record
Prior Sale	Mar 03, 2016 · Amount on Record
Deed Document Number	2013986707
Deed Book / Page	D00768 / 505
Record Updated	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 04, 2019
Property Address	225 BALDWIN ST, BEREA, KY 40403-1458
Document Number	D00768/505
Book / Page	D00768 / 505
Map Reference	MB 5 PG 332
Instrument Date	Dec 31, 2018
Instrument	2013986707
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 OPOSSUM KINGDOM RD, 439, BEREA, KY 40403-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BALDWIN ST, BEREA, KY 40403-1458

Mortgage

Document Number	2013986708
Date	Jan 04, 2019
Instrument	2013986708

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00 (+4.28%) Additional exemption filed	$135,000 (+14.41%)	$135,000 (+14.41%)
2023	$1,543.00	$118,000	$118,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.