Madison County property record for 156 Baldwin St, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 894 sqft |
| Owner | Individual Name on File |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0002-0014 |
| Primary APN | B006-0002-0014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 894 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Account Number | 72901 |
|---|---|
| Street Address | 156 BALDWIN ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APPLE GROVE PARK LOT 18 BLK 3 |
| Legal Subdivision | APPLE GROVE PARK |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11201 |
Source: Madison County records · APN B006-0002-0014
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 156 BALDWIN ST, BEREA, KY 40403-1461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Mar 23, 2022 | Deed, Transfer · ARM COMMONWEALTH CU INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 00D820/405 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 156 BALDWIN ST, BEREA, KY 40403-1461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2432/270 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | M2432/270 |
| Instrument | 2014306199 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 156 BALDWIN ST, BEREA, KY 40403-1461 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2175/118 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | M2175/118 |
| Instrument | 2014101365 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 23, 2022 |
| Property Address | 156 BALDWIN ST, BEREA, KY 40403-1461 |
| Document Number | 00D820/405 |
| Book / Page | D820 / 405 |
| Map Reference | MB 5 PG 89 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2014082949 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 631 FLIGHT ROAD, 631, WACO, KY 40385 |
| Name | Verified Name |
|---|---|
| Address | 501 OAKLAWN DR, MOUNT STERLING, KY 40353-1701 |
| Document Number | 2014082950 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2014082950 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 12-Month MTA |
| Max Rate | 8.87% |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 (-38.13%) Homeowner's exemption | $153,000 (-) | $153,000 (-) |
| 2023 | $2,001.00 | $153,000 | $153,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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