1909 Stewart St, Oceanside, CA 92054 Property Records

San Diego County property record for 1909 Stewart St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,454 sqft · built 1951
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Trust Names on File
Last Sale	$935,000 (Jun 2020)
Tax Bill	$11,478 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-371-04-00`

Property Details

APN / Parcel Number

Primary APN	`153-371-04-00`
Alternative APN	`1533800400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1533800400
Street Address	1909 STEWART ST
City	OCEANSIDE
State	CA
Zip	92054-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK D LOT 4 TR 002014
Legal Subdivision	TOLLE
Legal Tract	002014
Legal Block	D
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18102

Owner

1909 Stewart St is owner-occupied and held in a trust since June 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Intrafamily Transfer, Transfer
Apr 19, 2024	Intrafamily Transfer, Transfer
Jun 22, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Jun 25, 2015 · Amount on File
Deed Document Number	2020323940
Prior Transfer Date	Jun 27, 1994
Prior Transfer Doc	0000405858
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2024
Property Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419
Document Number	0000098127
Map Reference	MAP 2014
Instrument Date	Apr 2, 2024
Instrument	2024-0098127
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2024
Property Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419
Document Number	0000098126
Map Reference	MAP 2014
Instrument Date	Apr 2, 2024
Instrument	2024-0098126
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2020
Property Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419
Document Number	0000323940
Map Reference	MAP 2014
Instrument Date	May 27, 2020
Instrument	2020-0323940
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1909 STEWART ST, OCEANSIDE, CA 92054-6419

Mortgage

Document Number	0000323941
Date	Jun 22, 2020
Instrument	2020-0323941

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Stewart St was $11,478.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,043,004 (+2%) Land $795,516 Building $247,488
2025	$11,478.00	$1,022,554 Land $779,918 Building $242,636
2023	$10,914.00 (+1.54%)	$982,849 Land $749,634 Building $233,215
2022	$10,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1909 Stewart St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Stewart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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