1920 Stewart St, Oceanside, CA 92054 Property Records

San Diego County property record for 1920 Stewart St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,292 sqft · built 1949
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Aug 2004)
Tax Bill	$11,060 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-390-20-00`

Property Details

APN / Parcel Number

Primary APN	`153-390-20-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,292 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1920 STEWART ST
City	OCEANSIDE
State	CA
Zip	92054-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK F LOT 1 TR 002014
Legal Subdivision	TOLLE
Legal Tract	002014
Legal Block	F
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18102

Owner

1920 Stewart St is owned and occupied by two individuals who acquired it in November 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1920 STEWART ST, OCEANSIDE, CA 92054-6420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED VENTURES CORP
Nov 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2004 · Amount on File
Deed Sale	Aug 26, 2004 · Amount on File
Deed Document Number	2004815157
Last Transfer Date	Nov 5, 2018
Transfer Doc	0000469751
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1920 STEWART ST, OCEANSIDE, CA 92054-6420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 STEWART ST, OCEANSIDE, CA 92054-6420

Mortgage

Document Number	0000815997
Date	Dec 18, 2020
Instrument	2020-0815997

Lender

Name	PREFERRED VENTURES CORP
Type	Lending Institution
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	1920 STEWART ST, OCEANSIDE, CA 92054-6420
Document Number	0000469751
Map Reference	MAP 2014
Instrument Date	Nov 5, 2018
Instrument	2018-0469751
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1920 STEWART ST, OCEANSIDE, CA 92054-6420

Mortgage

Document Number	0000469752
Date	Nov 9, 2018
Instrument	2018-0469752

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000469753
Date	Nov 9, 2018
Instrument	2018-0469753

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1920 Stewart St was $11,060 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,010,804 (+2%) Land $668,232 Building $342,572
2025	$11,060.00 Homeowner's exemption	$990,985 Land $655,130 Building $335,855
2023	$10,501.00 (+1.55%) Homeowner's exemption	$952,506 Land $629,692 Building $322,814
2022	$10,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1920 Stewart St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 Stewart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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