1901 Stewart St, Oceanside, CA 92054 Property Records

San Diego County property record for 1901 Stewart St, Oceanside, CA 92054

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,780 sqft · built 1950
Lot Size	0.263 acres (11,469 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jun 2013)
Tax Bill	$9,095 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-371-02-00`

Property Details

APN / Parcel Number

Primary APN	`153-371-02-00`
Alternative APN	`1533800200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	2 Units
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Lot Area	11,469 sqft (0.263 acres)

Location & Zoning

Old Parcel Number	1533800200
Street Address	1901 STEWART ST
City	OCEANSIDE
State	CA
Zip	92054-6419
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Description	BLK D LOT 2 TR 002014
Legal Subdivision	TOLLE
Legal Tract	002014
Legal Block	D
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18102

Owner

1901 Stewart St, a duplex, is owned and occupied by an individual who acquired it in September 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1901 STEWART ST, OCEANSIDE, CA 92054-6419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2013 · Amount on File
Deed Sale	Jun 28, 2013 · Amount on File
Deed Document Number	2013407787
Last Transfer Date	Sep 13, 2016
Transfer Doc	0000508901
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1901 STEWART ST, OCEANSIDE, CA 92054-6419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154568
Date	Apr 19, 2018
Instrument	2018-0154568

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1901 STEWART ST, OCEANSIDE, CA 92054-6419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610734
Date	Dec 30, 2019
Instrument	2019-0610734

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1901 STEWART ST, OCEANSIDE, CA 92054-6419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 STEWART ST, OCEANSIDE, CA 92054-6419

Mortgage

Document Number	0000007666
Date	Jan 6, 2021
Instrument	2021-0007666

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Stewart St was $9,095.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$823,927 (+2%) Land $628,023 Building $195,904
2025	$9,095.00	$807,772 Land $615,709 Building $192,063
2023	$8,648.00 (+1.54%)	$776,407 Land $591,801 Building $184,606
2022	$8,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1901 Stewart St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1901 Stewart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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