St. Charles County property record for 1904 Park Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,465 sqft · built 1940 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,045 (Mar 2024) |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030930A000 |
| Primary APN | 030930A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,090 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 375 sqft |
| Unfinished Basement | 375 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 030930A000 |
|---|---|
| Street Address | 1904 PARK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BLANCHETTE HILLS BLK 9 LOT 75 |
| Legal Subdivision | BLANCHETTE HILLS |
| Legal Block | 9 |
| Legal Lot Number | 75 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310302 |
1904 Park Ave is owned and occupied by an individual who bought it in March 2024.
Source: St. Charles County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jul 6, 2017 | Warranty Deed, Transfer CORNERSTONE MTG |
| Jul 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage TITLE PARTNERS AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on File |
| Deed Sale | Mar 19, 2024 · Amount on File |
| Prior Sale | Jul 6, 2017 · Amount on File |
| Deed Document Number | 202410140 |
| Prior Transfer Date | Feb 3, 2009 |
| Prior Transfer Doc | 0051141595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 18, 2026 |
| Property Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | 0000044566 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202644566 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | 0000044566, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202644566 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2024 |
| Property Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | 0000010140 |
| Map Reference | MB 4 PG 55 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024R-010140 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1830 W CLARK ST, SAINT CHARLES, MO 63301-1772 |
| Name | Verified Name |
|---|---|
| Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | 0000010141 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024R-010141 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 6, 2017 |
| Property Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | 0067692362 |
| Book / Page | 006769 / 002362 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 414140 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1904 PARK AVE ST CHARLES MO 633014733, ST CHARLES, MO 63301-4733 |
| Document Number | 67692364 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 006769/002364 |
| Instrument | 414150 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 5, 2047 |
| Document Number | 67700397, |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 006770/000397 |
| Instrument | 414820 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 6, 2017 |
| Property Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | 0067692424 |
| Book / Page | 6769 / 2424 |
| Map Reference | MB 4 PG 55 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 20170706000414250 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1904 PARK AVE, SAINT CHARLES, MO 63301-4733 |
| Document Number | , 20170706000414260 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 20170706000414260 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1904 Park Ave was $2,506, up 0.6% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,854 (-) | $209,755 (-) Land $55,000 Building $154,755 | |
| 2025 | $2,506.00 (+0.64%) | $39,854 | $209,755 Land $55,000 Building $154,755 |
| 2024 | $2,490.00 | ||
| 2023 | $38,676 | ||
| 2022 | $203,557 Land $40,000 Building $163,557 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1904 Park Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1904 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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