Buchanan County property record for 1908 Oscar St, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 972 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,716 (Aug 2025) |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2021 Mortgage |
| APN | 03-8.0-28-003-001-091.000 |
| Primary APN | 03-8.0-28-003-001-091.000 |
|---|
| Building Area | 972 sqft Base Area |
|---|---|
| 1st Floor Area | 972 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 116 ft deep x 74 ft wide |
| Street Address | 1908 OSCAR ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-1440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KUNZELMANN'S LOT:16 BLK:3LGL DESC:E 24' L 16 E 24' 17 & ALL L 18 |
| Legal Subdivision | KUNZELMANNS |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 200 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1908 OSCAR ST, SAINT JOSEPH, MO 64505-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 20256758 |
| Deed Book / Page | 3810 / 712 |
| Prior Transfer Date | Jun 21, 2021 |
| Prior Transfer Doc | 0000007651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1908 OSCAR ST, SAINT JOSEPH, MO 64505-1440 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003814/257 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 3814/257 |
| Instrument | 2025010346 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 21, 2021 |
| Property Address | 1908 OSCAR ST, SAINT JOSEPH, MO 64505-1440 |
| Document Number | 3764/977 |
| Book / Page | 3764 / 977 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021007652 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 OSCAR ST, SAINT JOSEPH, MO 64505-1440 |
| Document Number | 2021007653 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021007653 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (+0.16%) | $8,970 (+5.9%) Land $1,860 Building $7,110 | $47,190 (+5.88%) Land $9,770 Building $37,420 |
| 2024 | $644.00 (+15.41%) | ||
| 2023 | $558.00 (-0.71%) | $8,470 (-) Land $1,860 Building $6,610 | $44,570 (-) Land $9,770 Building $34,800 |
| 2022 | $562.00 | $8,470 Land $1,860 Building $6,610 | |
| 2021 | $44,570 Land $9,770 Building $34,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures