2001 Oscar St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2001 Oscar St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1926
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$530 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan
APN	`03-8.0-28-003-001-085.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-003-001-085.000`

Interior

Building Area	720 sqft Base Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Location & Zoning

Street Address	2001 OSCAR ST
City	SAINT JOSEPH
State	MO
Zip	64505-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KUNZELMANN'S LOT:6 BLK:2LGL DESC:E 55' W 155' L 6 & 7
Legal Subdivision	KUNZELMANNS
Legal Block	2
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3012
Census Tract	200

Owner

Source: Buchanan County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2001 OSCAR ST, SAINT JOSEPH, MO 64505-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023
Deed Sale	Jun 13, 2023
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	20234232
Deed Book / Page	3787 / 711
Prior Transfer Date	Aug 16, 2013
Prior Transfer Doc	0000010533
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2001 OSCAR ST, SAINT JOSEPH, MO 64505-1441
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003777/825
Date	Jul 6, 2022
Book Page	3777/825
Instrument	2022006433

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	RUSHVILLE, MO 64484

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00	$7,390 (+7.41%) Land $1,290 Building $6,100	$38,880 (+7.49%) Land $6,770 Building $32,110
2024	$530.00 (+17.26%)
2023	$452.00 (-0.66%)	$6,880 (-) Land $1,290 Building $5,590	$36,170 (-) Land $6,770 Building $29,400
2022	$455.00	$6,880 Land $1,290 Building $5,590
2021			$36,170 Land $6,770 Building $29,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20