1621 Oscar St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1621 Oscar St, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,292 sqft · built 1955
Lot Size3 acres (130,680 sqft)
OwnerCompany Name on Record
Tax Bill$1,318 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Aug 2021 Sale
APN03-8.0-28-003-002-083.000

Property Details

APN / Parcel Number

Primary APN03-8.0-28-003-002-083.000

Interior

Building Area1,292 sqft Base Area
1st Floor Area1,292 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area130,680 sqft (3 acres)

Location & Zoning

Street Address1621 OSCAR ST
CitySAINT JOSEPH
StateMO
Zip64505-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description28-58-35SWSUB: LOT: BLK:LGL DESC:FROM SW COR SW4 N ALG WL 1864.5' TH E 221.58' FOR POB TH E 208.42' S 627' W 208.42' N 627' TO POB
Legal Range35W
Legal Township58N
Legal Section28
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2028
Census Tract300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15139 HIGHWAY 71, SAVANNAH, MO 64485-1694
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
UNION STATE BANK OF EVEREST
Aug 27, 2021Warranty Deed, Transfer
NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2021
Deed SaleAug 27, 2021
Prior SaleMar 12, 2007 · Amount on Record
Deed Document Number20219283
Deed Book / Page3766 / 600
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1621 OSCAR ST, SAINT JOSEPH, MO 64505-1228
Transaction TypeMortgage
Record UpdatedJan 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address151369 HWY 71, SAVANNAH, MO 64485

Mortgage

Document Number003771/814
DateJan 12, 2022
Book Page3771/814
Instrument2022000380
Lender
NameUNION STATE BANK OF EVEREST
TypeBank
AddressATCHISON, KS 66002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateAug 27, 2021
Property Address1621 OSCAR ST, SAINT JOSEPH, MO 64505-1228
Document Number003766/600
Book / Page3766 / 600
Instrument DateAug 27, 2021
Instrument2021009283
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11820 RIDGEWAY DR, 11820, SAINT JOSEPH, MO 64505-3801

Transferred To (Grantee/Buyer)

NameVerified Name
Address15139 BUSINESS HWY 71, SAVANNAH, MO 64485-1694

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,318.00 (+0.08%)$18,360 (+5.94%) Land $4,850 Building $13,510$96,360 (+5.35%) Land $25,500 Building $70,860
2024$1,317.00 (+14.82%)
2023$1,147.00 (-0.69%)$17,330 (-) Land $4,850 Building $12,480$91,470 (-) Land $25,500 Building $65,970
2022$1,155.00$17,330 Land $4,850 Building $12,480
2021$91,470 Land $25,500 Building $65,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims53 (1984–2019)
Claims Outside the SFHA9 of 53
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims
  • Flooding, Jul 2011 · 18 claims
  • Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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