1908 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1908 Esplanade St, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1996
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Feb 2020)
Tax Bill	$2,791 (2024)
Deeds & Mortgages	Mar 2022 Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-01100-0060`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-01100-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Heated Area
Gross Area	2,161 sqft
1st Floor Area	1,964 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	2,000 ft deep x 500 ft wide
Garage Area	386 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Deck Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740011000060
Street Address	1908 ESPLANADE ST
City	NAVARRE
State	FL
Zip	32566-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAVARRE 1ST ADD S 50 FT OF LOT 6 BLK 11 AS DES IN OR 3915 PG 2065
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	11
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3024
Census Tract	10827

Owner

Source: Santa Rosa County records · APN 21-2S-26-2740-01100-0060

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 EASTVIEW DR, CRESTVIEW, FL 32536-9248
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 10, 2022	Intrafamily Transfer, Transfer
Feb 05, 2020	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2020 · Amount on Record
Deed Sale	Feb 05, 2020 · Amount on Record
Prior Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	202005655
Deed Book / Page	3915 / 2065
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1908 ESPLANADE ST, NAVARRE, FL 32566-1056
Transaction Type	Mortgage
Record Updated	May 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 ESPLANADE ST, NAVARRE, FL 32566-1056

Mortgage

Document Number	0042631690
Date	Mar 28, 2022
Book Page	4263/1690
Instrument	202218410

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	May 10, 2022
Property Address	1908 ESPLANADE ST, NAVARRE, FL 32566-1056
Document Number	0042820576
Book / Page	4282 / 576
Map Reference	MB B PG 169
Instrument Date	Dec 15, 2021
Instrument	202228463
Transaction Type	Transfer
Record Updated	Jun 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6121 STATE ROUTE 38 SE, 6121, LONDON, OH 43140-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 WESTBROOKE DR, COLUMBUS, OH 43228-9557

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 05, 2020
Property Address	1908 ESPLANADE ST, NAVARRE, FL 32566-1056
Document Number	0039152065
Book / Page	3915 / 2065
Map Reference	MB B PG 169
Instrument Date	Feb 03, 2020
Instrument	202005655
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 ESPLANADE ST, 1905, NAVARRE, FL 32566-1062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 ESPLANADE ST, NAVARRE, FL 32566-1056

Mortgage

Document Number	0039152067
Date	Feb 05, 2020
Instrument	3915/2067

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,791.00 (+37.02%)	$232,107 (+14.76%) Land $60,000 Building $172,107	$232,107 (+0.84%) Land $60,000 Building $172,107
2023	$2,037.00 (+2.88%) Homeowner's exemption	$202,257 (+3%)	$230,178 (+17.22%) Land $60,000 Building $170,178
2022	$1,980.00 Homeowner's exemption	$196,366	$196,366 Land $36,000 Building $160,366

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108273, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 115 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020, other causes, Hurricane Sally

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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