Santa Rosa County property record for 1901 Esplanade St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2017 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,900 (Aug 2017) |
| Tax Bill | $178 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-01200-0181 |
| Primary APN | 21-2S-26-2740-01200-0181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,720 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1901 ESPLANADE ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | *NEW PARCEL FOR 2017* NAVARRE 1ST ADD S 1/2 LOT 18 BLK 12 AS DES IN OR 3655 PG 2020 (N 1/2 OF REMAINS LOT 18 NEW FOR 2017) |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1901 ESPLANADE ST, NAVARRE, FL 32566-1062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Deed Document Number | 201735477 |
| Deed Book / Page | 3655 / 2020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 16, 2026 |
| Property Address | 1901 ESPLANADE ST, NAVARRE, FL 32566-1062 |
| Document Number | 0000035909 |
| Book / Page | 4768 / 194 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202635909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1901 ESPLANADE ST, NAVARRE, FL 32566-1062 |
| Document Number | 0000035909, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 4768/194 |
| Instrument | 202635909 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178.00 (+7.23%) Homeowner's exemption Veteran's exemption | $199,880 (+2.9%) | $314,594 (+7.06%) Land $64,000 Building $250,594 |
| 2024 | $166.00 (+7.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $194,247 (+3%) | $293,859 (+0.49%) Land $60,000 Building $233,859 |
| 2023 | $154.00 (-80.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $188,589 (+3%) | $292,428 (+14.21%) Land $60,000 Building $232,428 |
| 2022 | $799.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $183,096 | $256,034 Land $36,000 Building $220,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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