1870 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1870 Esplanade St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 2021
Lot Size0.229 acres (9,975 sqft)
OwnerCompany Name on Record
Last Sale$369,500 (Jun 2025)
Tax Bill$2,844 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-2S-26-2740-01100-0080

Property Details

APN / Parcel Number

Primary APN21-2S-26-2740-01100-0080
Alternative APN
  • S262212740011000080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,611 sqft Living Area
Gross Area2,302 sqft
1st Floor Area1,611 sqft
FlooringWood

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialWood Shingle
Lot Area9,975 sqft (0.229 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeAttached
Garage Area391 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1870 ESPLANADE ST
CityNAVARRE
StateFL
Zip32566-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionTHE N2 OF PLATTED LOT 8 BLK 11 NAVARRE 1ST ADD DESC AS FOLLOWS: COM AT NW COR OF BLK 11 THN S00*26'32E ALNG E R/W LI OF ESPLANADE ST 700 FT TO NW COR OF PLTD LOT 8 BLK 11 FOR POB; THN N89*33'28E 200 FT; THN S00*26'32E 50 FT; THN S89*33'28W 200 FT; TH
Legal Range26W
Legal Township2S
Legal Section21
Legal SubdivisionNAVARRE 1ST ADD
Legal Block11
Legal Lot Number8
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group3
Census Block3024
Census Tract10827

Owner

Source: Santa Rosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1990 ALAMANDA CT, NAVARRE, FL 32566-7657
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Prior SaleJun 3, 2021 · Amount on Record
Deed Document Number202527597
Deed Book / Page4627 / 2083
Prior Transfer DateFeb 13, 1997
Prior Transfer Doc1615001310
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 3, 2021
Property Address1870 ESPLANADE ST, NAVARRE, FL 32566-1003
Document Number0041271028
Book / Page4127 / 1028
Instrument DateMay 28, 2021
Instrument202137026
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,889.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5447 ABILENE CT, GULF BREEZE, FL 32563-9304

Transferred To (Grantee/Buyer)

NameVerified Name
AddressESPLANADE STREET, NAVARRE, FL 32566

Mortgage

Document Number0041271030
DateJun 3, 2021
Instrument4127/1030
Lender
NameA MORTGAGE BOUTIQUE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$284,219 (+3.37%)$307,715 (+0.58%) Land $64,000 Building $243,715
2024$2,844.00 (+2.12%) Homeowner's exemption$274,953 (+3%)$305,947 (+0.64%) Land $75,000 Building $230,947
2023$2,785.00 (+2.62%) Homeowner's exemption$266,945 (+3%)$304,001 (+17.3%) Land $75,000 Building $229,001
2022$2,714.00 Homeowner's exemption$259,170$259,170 Land $45,000 Building $214,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

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