Polk County property record for 1908 Charleston Ln, Bartow, FL 33830 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,962 sqft Living Area |
| Lot Size | 9,117 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $263,400 (2008) |
| Tax Bill | $2,690.00 (2025) |
| Primary APN | 24-29-36-292206-000150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,962 sqft Living Area |
| Gross Area | 2,402 sqft Gross Area |
| 1st Floor | 1,962 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,117 sqft (0.209 acres) |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Street Address | 1908 CHARLESTON LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3035 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA WALK PHASE ONE PB 135 PGS 43 & 44 LOT 15 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | MAGNOLIA WALK PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK FL |
| Minor Civil Division | BARTOW |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 14803 |
Source: Polk County records · APN 24-29-36-292206-000150
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 CHARLESTON LN, BARTOW, FL 33830-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2008 · Amount on Record |
| Deed Sale | May 16, 2008 · Amount on Record |
| Deed Doc Number | 200884530 |
| Deed Book / Page | 7630 / 1858 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1908 CHARLESTON LN, BARTOW, FL 33830-3035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000143112 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 12268/1379 |
| Instrument | 2022143112 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1908 CHARLESTON LN, BARTOW, FL 33830-3035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESIONAL TTL INC |
| Name | Verified Name |
|---|---|
| Address | 1908 CHARLESTON LN, BARTOW, FL 33830-3035 |
| Document Number | 0000044274 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 11589/796 |
| Instrument | 2021044274 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,690.00 (-5.61%) Homeowner's exemption | $190,943 (+5.99%) | $344,347 (-1.46%) Land $70,000 Building $274,347 |
| 2023 | $2,850.00 (+14.97%) Homeowner's exemption | $180,157 (+3%) | $349,453 (+10.28%) Land $48,000 Building $301,453 |
| 2022 | $2,479.00 Homeowner's exemption | $174,910 | $316,868 Land $40,000 Building $276,868 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 142 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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